CFPB · Mid-pack CFPB posture
Summit AmeriFirst Holdings, Inc.
22 CFPB complaints · 16 states · top issue Incorrect information on your report.
Summit AmeriFirst Holdings, Inc. has 22 consumer complaints in the CFPB public database. Timely response is 100%; 4.5% closed with relief; top product Mortgage. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- -50% filings 2015 to 2022
CFPB relief outcome brief
CCDB company summit-amerifirst-holdings-inc
4.5% relief · 100% timely · 22 filings · Mortgage
Same-product relief peers
Nearest relief peer: Everbank, National Association (4.5% relief)
Summit AmeriFirst Holdings, Inc. closes 4.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 22 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Summit AmeriFirst Holdings, Inc. complaint mix by product
- Mortgage 8 36.4% – 0% relief
- Credit reporting, 7 31.8% – 0% relief
- Debt collection 4 18.2% – 0% relief
- Consumer Loan 2 9.1% – 0% relief
- Payday loan, 1 4.5% – 100% relief
How Summit AmeriFirst Holdings, Inc.'s 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 8 |
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Debt collection | 4 |
| Consumer Loan | 2 |
| Payday loan, title loan, or personal loan | 1 |
Where Summit AmeriFirst Holdings, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 9.1% of this company's filings
Summit AmeriFirst Holdings, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2022
- 2
- -50% vs 2015
Top States
| State | Complaints |
|---|---|
| TX | 2 |
| WA | 2 |
| OH | 2 |
| CA | 2 |
| FL | 2 |
| MN | 2 |
| AZ | 1 |
| LA | 1 |
| MA | 1 |
| IL | 1 |
| MI | 1 |
| WI | 1 |
| PA | 1 |
| MD | 1 |
| NY | 1 |
| NC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 4 |
| Loan servicing, payments, escrow account | 3 |
| Managing the loan or lease | 2 |
| Improper use of your report | 2 |
| Closing on a mortgage | 2 |
| Attempts to collect debt not owed | 2 |
| Credit decision / Underwriting | 1 |
| Loan modification,collection,foreclosure | 1 |
| False statements or representation | 1 |
| Communication tactics | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Trouble during payment process | 1 |
| Charged fees or interest you didn't expect | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 4 | 100% |
| 2016 | 1 | 100% |
| 2017 | 4 | 100% |
| 2018 | 2 | 100% |
| 2020 | 4 | 100% |
| 2021 | 5 | 100% |
| 2022 | 2 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Summit AmeriFirst Holdings, Inc.
Summit AmeriFirst Holdings, Inc.'s 22 logged complaints stay concentrated: only 16 states show a filing. Only 36.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2022-07-26.
Summit AmeriFirst Holdings, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 90.9% with a written explanation. 4.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Summit AmeriFirst Holdings, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Summit AmeriFirst Holdings, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 22.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Summit AmeriFirst Holdings, Inc. (100% timely; 4.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture