CFPB · Narrative-heavy record

Stilt Inc

22 CFPB complaints · 45.5% with narratives · top issue Incorrect information on your report.

22 CFPB complaints

Stilt Inc: 45.5% of 22 filings include consumer narratives. Timely 72.7% · relief 0% · top product Payday loan, title loan, or personal loan. Allegations, not findings.

  • Narrative-heavy record
  • +1200% filings 2019 to 2022

CFPB relief outcome brief

CCDB company stilt-inc

0% relief · 72.7% timely · 22 filings · Payday loan, title loan, or personal loan

Nearest relief peer: Kashia Services (0% relief)

Stilt Inc (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Stilt Inc and nearest filing-volume peers

Stilt Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Stilt Inc's 22 filings include narrative text

45.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 72.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Stilt Inc complaint mix by product

Total complaints: 22

Stilt Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 22 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 10 complaints (45.5%), resolution 0.0% Payday loan, 45.5% Debt collection: 5 complaints (22.7%), resolution 0.0% Debt collection 22.7% Credit reporting,: 3 complaints (13.6%), resolution 0.0% Credit reporting, 13.6% Checking or: 2 complaints (9.1%), resolution 0.0% Checking or 9.1% Student loan: 1 complaints (4.5%), resolution 0.0% Credit card: 1 complaints (4.5%), resolution 0.0%
  • Payday loan, 10 45.5% 0% relief
  • Debt collection 5 22.7% 0% relief
  • Credit reporting, 3 13.6% 0% relief
  • Checking or 2 9.1% 0% relief
  • Student loan 1 4.5% 0% relief
  • Credit card 1 4.5% 0% relief

How Stilt Inc's 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 10
Debt collection 5
Credit reporting, credit repair services, or other personal consumer reports 3
Checking or savings account 2
Student loan 1
Credit card or prepaid card 1

Where Stilt Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
27.3% of this company's filings
GA6VA3CA3NY3NJ2TX1IN1IL1

Stilt Inc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2022
13
+1200% vs 2019
051015 2019202020212022 13

Top States

State Complaints
GA 6
VA 3
CA 3
NY 3
NJ 2
TX 1
IN 1
IL 1
PA 1
FL 1

Top Issues

Issue Complaints
Incorrect information on your report 4
Written notification about debt 3
Getting the loan 2
Managing an account 2
Getting a line of credit 2
Communication tactics 1
Dealing with your lender or servicer 1
Problem with additional add-on products or services 1
Struggling to pay your loan 1
Getting a credit card 1
Charged fees or interest you didn't expect 1
Problem when making payments 1
Attempts to collect debt not owed 1
Problem with the payoff process at the end of the loan 1

Yearly Trend

Year Complaints Timely
2019 1 100%
2020 3 100%
2021 5 60%
2022 13 69.2%

Source: CFPB Consumer Complaint Database

Stilt Inc's narrative-rich complaint ledger

Stilt Inc's 22 logged complaints stay concentrated: only 10 states show a filing. 45.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2022-10-26.

Stilt Inc answers 72.7% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Stilt Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Stilt Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Stilt Inc (72.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record