CFPB · Single-product concentration

Riverwalk Financial Corporation

636 CFPB complaints · 73.1% in "Debt collection" · top issue Attempts to collect debt not owed.

636 CFPB complaints

Riverwalk Financial Corporation: 73.1% of 636 CFPB complaints sit in "Debt collection". Timely 72.61635220125787% · relief 1.1132075471698113%. Allegations, not findings.

  • Single-product concentration
  • -83.9% filings 2016 to 2025

CFPB relief outcome brief

CCDB company riverwalk-financial-corporation

1.1132075471698113% relief · 72.61635220125787% timely · 636 filings · Debt collection

Nearest relief peer: AmeriCollect (1.1% relief)

Riverwalk Financial Corporat…1.1%Certegy Holdings, LLC0%Nationwide Recovery Systems,…0%Goal Structured Solutions, L…0%Randolph-Brooks Federal Cred…3.8%
Closed-with-relief % among Riverwalk Financial Corporation and nearest filing-volume peers

Riverwalk Financial Corporation closes 1.1132075471698113% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Riverwalk Financial Corporation's 636 filings include narrative text

58.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 72.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Riverwalk Financial Corporation complaint mix by product

Total complaints: 636

Riverwalk Financial Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 636 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 465 complaints (74.0%), resolution 0.7% Debt collection 74.0% Credit reporting,: 118 complaints (18.8%), resolution 0.0% Credit reporting, 18.8% Student loan: 25 complaints (4.0%), resolution 8.0% Vehicle loan: 10 complaints (1.6%), resolution 0.0% Other financial: 4 complaints (0.6%), resolution 50.0% Money transfer,: 3 complaints (0.5%), resolution 0.0% Payday loan,: 3 complaints (0.5%), resolution 0.0%
  • Debt collection 465 74.0% 1% relief
  • Credit reporting, 118 18.8% 0% relief
  • Student loan 25 4.0% 8% relief
  • Vehicle loan 10 1.6% 0% relief
  • Other financial 4 0.6% 50% relief
  • Money transfer, 3 0.5% 0% relief
  • Payday loan, 3 0.5% 0% relief

How Riverwalk Financial Corporation's 636 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 465
Credit reporting, credit repair services, or other personal consumer reports 118
Student loan 25
Vehicle loan or lease 10
Other financial service 4
Money transfer, virtual currency, or money service 3
Payday loan, title loan, or personal loan 3
Consumer Loan 2
Credit reporting 2
Credit card or prepaid card 2
Credit card 1
Checking or savings account 1

Nationwide filing states for Riverwalk Financial Corporation

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
TX
19.2% of this company's filings
TX122CA52GA49FL44NC24IL23NY22MD22

Riverwalk Financial Corporation falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
5
-83.9% vs 2016
050100150200250 201620172018201920202021202220232025 5

Top States

State Complaints
TX 122
CA 52
GA 49
FL 44
NC 24
IL 23
NY 22
MD 22
SC 21
PA 21
TN 20
OH 17
VA 17
LA 17
AL 15
NJ 13
CO 12
MA 11
WA 10
AZ 10

Top Issues

Issue Complaints
Attempts to collect debt not owed 169
Written notification about debt 156
Incorrect information on your report 84
False statements or representation 46
Took or threatened to take negative or legal action 38
Problem with a credit reporting company's investigation into an existing problem 34
Disclosure verification of debt 21
Cont'd attempts collect debt not owed 19
Dealing with your lender or servicer 10
Dealing with my lender or servicer 9
Communication tactics 7
Improper use of your report 6
Threatened to contact someone or share information improperly 5
Struggling to pay your loan 5
Fraud or scam 4
Credit monitoring or identity theft protection services 4
Managing the loan or lease 3
Taking/threatening an illegal action 2
Improper contact or sharing of info 2
Incorrect information on credit report 2

Yearly Trend

Year Complaints Timely
2016 31 22.574193548387097%
2017 114 25.483333333333334%
2018 236 94.89491525423728%
2019 130 98.46153846153847%
2020 107 69.1822429906542%
2021 8 0%
2022 2 0%
2023 3 0%
2025 5 0%

Source: CFPB Consumer Complaint Database

Riverwalk Financial Corporation filings cluster in one product

Riverwalk Financial Corporation's 636 logged complaints reach a nationwide footprint - 44 states have at least one filing. 58.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2025-11-12.

Riverwalk Financial Corporation answers 72.61635220125787% of complaints inside the CFPB's tracked window and closes 87.07169811320755% with a written explanation. 1.1132075471698113% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Riverwalk Financial Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Riverwalk Financial Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Riverwalk Financial Corporation (72.61635220125787% timely; 1.1132075471698113% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration