CFPB · Single-product concentration

P&B Capital Group, LLC

561 CFPB complaints · 82% in "Debt collection" · top issue Attempts to collect debt not owed.

561 CFPB complaints

P&B Capital Group, LLC: 82% of 561 CFPB complaints sit in "Debt collection". Timely 72.4% · relief 0.4%. Allegations, not findings.

  • Single-product concentration
  • +1000% filings 2013 to 2026

CFPB relief outcome brief

CCDB company p-b-capital-group-llc

0.4% relief · 72.4% timely · 561 filings · Debt collection

Nearest relief peer: LJ Ross Associates (0.4% relief)

P&B Capital Group, LLC (this)0.4%Kinum, Inc., Indianapolis, I…0%Williams, Rush & Associates,…0.2%Bonneville Billing and Colle…0.2%Cig Financial LLC2%
Closed-with-relief % among P&B Capital Group, LLC and nearest filing-volume peers

P&B Capital Group, LLC closes 0.4% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 561 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 72.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

P&B Capital Group, LLC complaint mix by product

Total complaints: 561

P&B Capital Group, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 561 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 460 complaints (82.0%), resolution 0.2% Debt collection 82.0% Credit reporting: 69 complaints (12.3%), resolution 1.4% Credit reporting 12.3% Credit reporting,: 25 complaints (4.5%), resolution 0.0% Debt or: 3 complaints (0.5%), resolution 0.0% Consumer Loan: 3 complaints (0.5%), resolution 0.0% Credit card: 1 complaints (0.2%), resolution 0.0%
  • Debt collection 460 82.0% 0% relief
  • Credit reporting 69 12.3% 1% relief
  • Credit reporting, 25 4.5% 0% relief
  • Debt or 3 0.5% 0% relief
  • Consumer Loan 3 0.5% 0% relief
  • Credit card 1 0.2% 0% relief

How P&B Capital Group, LLC's 561 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 460
Credit reporting or other personal consumer reports 69
Credit reporting, credit repair services, or other personal consumer reports 25
Debt or credit management 3
Consumer Loan 3
Credit card 1

Nationwide filing states for P&B Capital Group, LLC

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
TX
17.6% of this company's filings
TX99FL69GA39CA39NC33NY27OH25PA24

P&B Capital Group, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
55
+1000% vs 2013
050100150 20132015201720192021202320252026 55

Top States

State Complaints
TX 99
FL 69
GA 39
CA 39
NC 33
NY 27
OH 25
PA 24
MI 18
IL 15
AL 14
SC 13
TN 13
NJ 13
AR 11
VA 10
IN 10
MO 9
AZ 9
MD 7

Top Issues

Issue Complaints
Attempts to collect debt not owed 126
Communication tactics 72
Written notification about debt 71
Took or threatened to take negative or legal action 51
False statements or representation 45
Incorrect information on your report 42
Threatened to contact someone or share information improperly 34
Improper use of your report 25
Electronic communications 22
Problem with a company's investigation into an existing problem 18
Cont'd attempts collect debt not owed 14
Improper contact or sharing of info 11
Disclosure verification of debt 10
Problem with a credit reporting company's investigation into an existing problem 9
Taking/threatening an illegal action 4
Problems when you are unable to pay 3
Didn't provide services promised 1
Problem with customer service 1
Confusing or missing disclosures 1
Identity theft / Fraud / Embezzlement 1

Yearly Trend

Year Complaints Timely
2013 5 100%
2014 24 25%
2015 25 40%
2016 17 0%
2017 14 57.1%
2018 5 60%
2019 3 0%
2020 1 0%
2021 25 56%
2022 31 61.3%
2023 98 51%
2024 142 85.2%
2025 116 99.1%
2026 55 100%

Source: CFPB Consumer Complaint Database

P&B Capital Group, LLC filings cluster in one product

P&B Capital Group, LLC's 561 logged complaints reach a nationwide footprint - 43 states have at least one filing. Only 38.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-25.

P&B Capital Group, LLC answers 72.4% of complaints inside the CFPB's tracked window and closes 98.6% with a written explanation. 0.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about P&B Capital Group, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for P&B Capital Group, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for P&B Capital Group, LLC (72.4% timely; 0.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration