2026 data Public-data reference. official source

FirstPoint Collection Resources

1.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.2K consumer complaints filed with the CFPB

This profile shows FirstPoint Collection Resources's complaint history from CFPB public records. 1,185 consumers have filed complaints since 2013. The company has a 96.7% timely response rate and has provided relief in 0.5% of cases.

1.2K
Total Complaints
96.7%
Timely Response
2%
Disputed
0.5%
Relief Provided
37
States Active
2013
Since

Total complaints

1.2K

Filed since 2013

Timely response

96.7%

CFPB-tracked response window

Relief rate

0.5%

Closed with monetary or non-monetary relief

Timely response rate 96.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.5%
Industry median

Share closed with monetary or non-monetary relief.

FirstPoint Collection Resources complaint mix by product

Total complaints: 1.2K

FirstPoint Collection Resources complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.2K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 953 complaints (80.4%), resolution 0.5% Debt collection 80.4% Credit reporting: 151 complaints (12.7%), resolution 0.7% Credit reporting 12.7% Credit reporting,: 75 complaints (6.3%), resolution 0.0% Credit reporting, 6.3% Credit card: 3 complaints (0.3%), resolution 0.0% Checking or: 2 complaints (0.2%), resolution 0.0% Credit reporting: 1 complaints (0.1%), resolution 0.0%
  • Debt collection 953 80.4% 1% relief
  • Credit reporting 151 12.7% 1% relief
  • Credit reporting, 75 6.3% 0% relief
  • Credit card 3 0.3% 0% relief
  • Checking or 2 0.2% 0% relief
  • Credit reporting 1 0.1% 0% relief

How FirstPoint Collection Resources's 1.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 953
Credit reporting or other personal consumer reports 151
Credit reporting, credit repair services, or other personal consumer reports 75
Credit card 3
Checking or savings account 2
Credit reporting 1

Top States

State Complaints
NC 604
CA 101
VA 97
PA 57
FL 51
LA 43
SC 31
IL 29
MD 26
GA 21
AL 18
TX 15
NY 13
CT 10
OH 9
TN 8
MI 7
NJ 7
AZ 4
DE 4

Top Issues

Issue Complaints
Attempts to collect debt not owed 412
Written notification about debt 240
Incorrect information on your report 118
False statements or representation 92
Cont'd attempts collect debt not owed 62
Took or threatened to take negative or legal action 60
Improper use of your report 50
Problem with a company's investigation into an existing problem 46
Communication tactics 40
Disclosure verification of debt 25
Problem with a credit reporting company's investigation into an existing problem 13
Threatened to contact someone or share information improperly 12
Electronic communications 6
Improper contact or sharing of info 3
Credit monitoring or identity theft protection services 1
Incorrect information on credit report 1
Confusing or misleading advertising or marketing 1
Problem caused by your funds being low 1
Taking/threatening an illegal action 1
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2013 5 100%
2014 26 96.2%
2015 27 100%
2016 41 100%
2017 27 100%
2018 41 97.6%
2019 53 100%
2020 64 96.9%
2021 80 86.3%
2022 83 74.7%
2023 128 99.2%
2024 188 99.5%
2025 329 99.7%
2026 93 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FirstPoint Collection Resources

FirstPoint Collection Resources has accumulated 1,185 consumer complaints in the CFPB public database, with filings active across 37 U.S. states. Of those submissions, 347 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-09, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FirstPoint Collection Resources reports a 96.7% timely-response rate and has closed 98.8% of cases with a written explanation to the consumer. 0.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FirstPoint Collection Resources: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FirstPoint Collection Resources have?

FirstPoint Collection Resources has received 1,185 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FirstPoint Collection Resources respond to complaints on time?

FirstPoint Collection Resources has a 96.7% timely response rate to CFPB complaints.

What is the most common complaint about FirstPoint Collection Resources?

The most common issue reported against FirstPoint Collection Resources is "Attempts to collect debt not owed" in the "Debt collection" product category.

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