CFPB · Lighter filing volume
FirstPoint Collection Resources
1.5K CFPB complaints (light-volume third) · 40 states · top issue Attempts to collect debt not owed.
FirstPoint Collection Resources is in the light-volume third with 1.5K CFPB complaints (ranks #277 of 342). Timely 97% · relief 0.4% · top product Debt collection. Allegations, not findings.
- Lighter filing volume
- +4140% filings 2013 to 2026
CFPB relief outcome brief
CCDB company firstpoint-collection-resources
0.4% relief · 97% timely · 1.5K filings · Debt collection
Same-product relief peers
Nearest relief peer: LJ Ross Associates (0.4% relief)
FirstPoint Collection Resources closes 0.4% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
FirstPoint Collection Resources scores strongest on closed with explanation (98/100 percentile-benchmarked) and weakest on relief provided (2/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
2 / 100 percentile-benchmarked
0.4% of complaints closed with relief to the consumer
Timely response
95 / 100 percentile-benchmarked
97% of complaints answered inside the CFPB 15-day window
Closed with explanation
98 / 100 percentile-benchmarked
98.8% of complaints closed with an explanation to the consumer
How 1.5K complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
FirstPoint Collection Resources complaint mix by product
- Debt collection 1K 79.6% – 0% relief
- Credit reporting 197 13.4% – 1% relief
- Credit reporting, 94 6.4% – 0% relief
- Credit card 5 0.3% – 0% relief
- Checking or 2 0.1% – 0% relief
- Payday loan, 1 0.1% – 0% relief
- Credit reporting 1 0.1% – 0% relief
Lighter-volume mix: how FirstPoint Collection Resources's 1.5K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 1.2K |
| Credit reporting or other personal consumer reports | 197 |
| Credit reporting, credit repair services, or other personal consumer reports | 94 |
| Credit card | 5 |
| Checking or savings account | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Credit reporting | 1 |
Concentrated filing states for FirstPoint Collection Resources
Top states by attributed volume, lighter-filing company
- Leading state
- NC
- 51.9% of this company's filings
FirstPoint Collection Resources rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 212
- +4140% vs 2013
Volume vs. relief
Where FirstPoint Collection Resources sits on volume vs. relief
Among the 342 companies large enough to be indexed on PlainComplaint, FirstPoint Collection Resources files more complaint volume than 19% of them, and closes complaints with relief more often than 29% of them, placing it in the quadrant for lower volume, below-average relief. Complaint volume and relief rate are independent figures: a high-volume company can still resolve most complaints, and a low-volume one can resolve few.
Total complaints: 1,469 · Closed with relief: 0.4%
Top States
| State | Complaints |
|---|---|
| NC | 762 |
| CA | 124 |
| VA | 120 |
| PA | 73 |
| FL | 63 |
| LA | 58 |
| SC | 37 |
| IL | 32 |
| MD | 31 |
| GA | 23 |
| AL | 19 |
| TX | 19 |
| NY | 14 |
| OH | 12 |
| CT | 12 |
| NJ | 8 |
| MI | 8 |
| TN | 8 |
| IA | 5 |
| DE | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 524 |
| Written notification about debt | 291 |
| Incorrect information on your report | 156 |
| False statements or representation | 119 |
| Took or threatened to take negative or legal action | 73 |
| Improper use of your report | 64 |
| Cont'd attempts collect debt not owed | 63 |
| Problem with a company's investigation into an existing problem | 55 |
| Communication tactics | 47 |
| Disclosure verification of debt | 26 |
| Problem with a credit reporting company's investigation into an existing problem | 16 |
| Threatened to contact someone or share information improperly | 12 |
| Electronic communications | 10 |
| Improper contact or sharing of info | 3 |
| Credit monitoring or identity theft protection services | 2 |
| Problem caused by your funds being low | 1 |
| Problem with fraud alerts or security freezes | 1 |
| Problem with a purchase shown on your statement | 1 |
| Struggling to pay your loan | 1 |
| Incorrect information on credit report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 5 | 100% |
| 2014 | 26 | 96.2% |
| 2015 | 31 | 100% |
| 2016 | 41 | 100% |
| 2017 | 29 | 100% |
| 2018 | 41 | 97.6% |
| 2019 | 64 | 100% |
| 2020 | 71 | 97.2% |
| 2021 | 92 | 87% |
| 2022 | 104 | 76% |
| 2023 | 143 | 99.3% |
| 2024 | 217 | 99.5% |
| 2025 | 393 | 99.7% |
| 2026 | 212 | 100% |
Source: CFPB Consumer Complaint Database
FirstPoint Collection Resources in the light-volume third
FirstPoint Collection Resources's 1,469 logged complaints reach a nationwide footprint - 40 states have at least one filing. Only 36.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-26. Volume lands in the lightest third of the indexed company corpus (#277 of 342).
FirstPoint Collection Resources answers 97% of complaints inside the CFPB's tracked window and closes 98.8% with a written explanation. 0.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about FirstPoint Collection Resources.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for FirstPoint Collection Resources: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 1.5K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for FirstPoint Collection Resources (#277 of 342; 97% timely; 0.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Lighter filing volume