CFPB · Lighter filing volume

FirstPoint Collection Resources

1.5K CFPB complaints (light-volume third) · 40 states · top issue Attempts to collect debt not owed.

1.5K CFPB complaints

FirstPoint Collection Resources is in the light-volume third with 1.5K CFPB complaints (ranks #277 of 342). Timely 97% · relief 0.4% · top product Debt collection. Allegations, not findings.

  • Volume rank #277 of 342
  • Lighter filing volume
  • +4140% filings 2013 to 2026

CFPB relief outcome brief

CCDB company firstpoint-collection-resources

0.4% relief · 97% timely · 1.5K filings · Debt collection

Nearest relief peer: LJ Ross Associates (0.4% relief)

FirstPoint Collection Resour…0.4%Sterling Jewelers, Inc.4.8%Tower Loan of Mississippi, I…0.1%Lending Club Corp14.5%Prosper Marketplace, Inc.7.7%
Closed-with-relief % among FirstPoint Collection Resources and nearest filing-volume peers

FirstPoint Collection Resources closes 0.4% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 1.5K complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 97.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

FirstPoint Collection Resources complaint mix by product

Total complaints: 1.5K

FirstPoint Collection Resources complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.5K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 1,169 complaints (79.6%), resolution 0.4% Debt collection 79.6% Credit reporting: 197 complaints (13.4%), resolution 0.5% Credit reporting 13.4% Credit reporting,: 94 complaints (6.4%), resolution 0.0% Credit reporting, 6.4% Credit card: 5 complaints (0.3%), resolution 0.0% Checking or: 2 complaints (0.1%), resolution 0.0% Payday loan,: 1 complaints (0.1%), resolution 0.0% Credit reporting: 1 complaints (0.1%), resolution 0.0%
  • Debt collection 1K 79.6% 0% relief
  • Credit reporting 197 13.4% 1% relief
  • Credit reporting, 94 6.4% 0% relief
  • Credit card 5 0.3% 0% relief
  • Checking or 2 0.1% 0% relief
  • Payday loan, 1 0.1% 0% relief
  • Credit reporting 1 0.1% 0% relief

Lighter-volume mix: how FirstPoint Collection Resources's 1.5K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Debt collection 1.2K
Credit reporting or other personal consumer reports 197
Credit reporting, credit repair services, or other personal consumer reports 94
Credit card 5
Checking or savings account 2
Payday loan, title loan, personal loan, or advance loan 1
Credit reporting 1

Concentrated filing states for FirstPoint Collection Resources

Top states by attributed volume, lighter-filing company

Nationwide footprint
Leading state
NC
51.9% of this company's filings
NC762CA124VA120PA73FL63LA58SC37IL32

FirstPoint Collection Resources rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
212
+4140% vs 2013
0100200300400500 20132015201720192021202320252026 212

Top States

State Complaints
NC 762
CA 124
VA 120
PA 73
FL 63
LA 58
SC 37
IL 32
MD 31
GA 23
AL 19
TX 19
NY 14
OH 12
CT 12
NJ 8
MI 8
TN 8
IA 5
DE 4

Top Issues

Issue Complaints
Attempts to collect debt not owed 524
Written notification about debt 291
Incorrect information on your report 156
False statements or representation 119
Took or threatened to take negative or legal action 73
Improper use of your report 64
Cont'd attempts collect debt not owed 63
Problem with a company's investigation into an existing problem 55
Communication tactics 47
Disclosure verification of debt 26
Problem with a credit reporting company's investigation into an existing problem 16
Threatened to contact someone or share information improperly 12
Electronic communications 10
Improper contact or sharing of info 3
Credit monitoring or identity theft protection services 2
Problem caused by your funds being low 1
Problem with fraud alerts or security freezes 1
Problem with a purchase shown on your statement 1
Struggling to pay your loan 1
Incorrect information on credit report 1

Yearly Trend

Year Complaints Timely
2013 5 100%
2014 26 96.2%
2015 31 100%
2016 41 100%
2017 29 100%
2018 41 97.6%
2019 64 100%
2020 71 97.2%
2021 92 87%
2022 104 76%
2023 143 99.3%
2024 217 99.5%
2025 393 99.7%
2026 212 100%

Source: CFPB Consumer Complaint Database

FirstPoint Collection Resources in the light-volume third

FirstPoint Collection Resources's 1,469 logged complaints reach a nationwide footprint - 40 states have at least one filing. Only 36.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-26. Volume lands in the lightest third of the indexed company corpus (#277 of 342).

FirstPoint Collection Resources answers 97% of complaints inside the CFPB's tracked window and closes 98.8% with a written explanation. 0.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about FirstPoint Collection Resources.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for FirstPoint Collection Resources: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for FirstPoint Collection Resources (#277 of 342; 97% timely; 0.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Lighter filing volume