2026 data Public-data reference. official source

Open Dealer Exchange, LLC

1.3K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.3K consumer complaints filed with the CFPB

This profile shows Open Dealer Exchange, LLC's complaint history from CFPB public records. 1,335 consumers have filed complaints since 2017. The company has a 98.1% timely response rate and has provided relief in 0% of cases.

1.3K
Total Complaints
98.1%
Timely Response
0%
Disputed
0%
Relief Provided
45
States Active
2017
Since

Total complaints

1.3K

Filed since 2017

Timely response

98.1%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 98.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Open Dealer Exchange, LLC complaint mix by product

Total complaints: 1.3K

Open Dealer Exchange, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.3K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 870 complaints (65.2%), resolution 0.0% Credit reporting 65.2% Credit reporting,: 397 complaints (29.7%), resolution 0.0% Credit reporting, 29.7% Vehicle loan: 37 complaints (2.8%), resolution 0.0% Debt collection: 26 complaints (1.9%), resolution 0.0% Credit card: 2 complaints (0.1%), resolution 0.0% Debt or: 2 complaints (0.1%), resolution 0.0% Mortgage: 1 complaints (0.1%), resolution 0.0%
  • Credit reporting 870 65.2% 0% relief
  • Credit reporting, 397 29.7% 0% relief
  • Vehicle loan 37 2.8% 0% relief
  • Debt collection 26 1.9% 0% relief
  • Credit card 2 0.1% 0% relief
  • Debt or 2 0.1% 0% relief
  • Mortgage 1 0.1% 0% relief

How Open Dealer Exchange, LLC's 1.3K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 870
Credit reporting, credit repair services, or other personal consumer reports 397
Vehicle loan or lease 37
Debt collection 26
Credit card 2
Debt or credit management 2
Mortgage 1

Top States

State Complaints
CA 190
FL 157
TX 155
GA 140
IL 102
NY 88
PA 64
OH 53
MD 36
NC 33
MI 32
NJ 31
SC 31
AZ 25
AL 20
VA 19
NV 19
CO 16
LA 12
TN 11

Top Issues

Issue Complaints
Improper use of your report 1.1K
Incorrect information on your report 129
Problem with a credit reporting company's investigation into an existing problem 26
Getting a loan or lease 26
Attempts to collect debt not owed 14
Problem with a company's investigation into an existing problem 11
Took or threatened to take negative or legal action 10
Credit monitoring or identity theft protection services 7
Written notification about debt 2
Managing the loan or lease 2
Identity theft protection or other monitoring services 2
Didn't provide services promised 2
Unable to get your credit report or credit score 1
Problem with a purchase shown on your statement 1
Fraud or scam 1
Problem with a company's investigation into an existing issue 1
Applying for a mortgage or refinancing an existing mortgage 1
Getting a credit card 1

Yearly Trend

Year Complaints Timely
2017 2 100%
2018 1 100%
2019 14 100%
2020 23 100%
2021 77 100%
2022 153 100%
2023 274 97.8%
2024 291 95.5%
2025 357 98.3%
2026 143 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Open Dealer Exchange, LLC

Open Dealer Exchange, LLC has accumulated 1,335 consumer complaints in the CFPB public database, with filings active across 45 U.S. states. Of those submissions, 218 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2026-04-09, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Open Dealer Exchange, LLC reports a 98.1% timely-response rate and has closed 91.8% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Improper use of your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Open Dealer Exchange, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Open Dealer Exchange, LLC have?

Open Dealer Exchange, LLC has received 1,335 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Open Dealer Exchange, LLC respond to complaints on time?

Open Dealer Exchange, LLC has a 98.1% timely response rate to CFPB complaints.

What is the most common complaint about Open Dealer Exchange, LLC?

The most common issue reported against Open Dealer Exchange, LLC is "Improper use of your report" in the "Credit reporting or other personal consumer reports" product category.

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