Total complaints
1.3K
Filed since 2017
1.3K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1.3K consumer complaints filed with the CFPB
This profile shows Open Dealer Exchange, LLC's complaint history from CFPB public records. 1,335 consumers have filed complaints since 2017. The company has a 98.1% timely response rate and has provided relief in 0% of cases.
Total complaints
1.3K
Filed since 2017
Timely response
98.1%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Open Dealer Exchange, LLC's 1.3K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 870 |
| Credit reporting, credit repair services, or other personal consumer reports | 397 |
| Vehicle loan or lease | 37 |
| Debt collection | 26 |
| Credit card | 2 |
| Debt or credit management | 2 |
| Mortgage | 1 |
| State | Complaints |
|---|---|
| CA | 190 |
| FL | 157 |
| TX | 155 |
| GA | 140 |
| IL | 102 |
| NY | 88 |
| PA | 64 |
| OH | 53 |
| MD | 36 |
| NC | 33 |
| MI | 32 |
| NJ | 31 |
| SC | 31 |
| AZ | 25 |
| AL | 20 |
| VA | 19 |
| NV | 19 |
| CO | 16 |
| LA | 12 |
| TN | 11 |
| Issue | Complaints |
|---|---|
| Improper use of your report | 1.1K |
| Incorrect information on your report | 129 |
| Problem with a credit reporting company's investigation into an existing problem | 26 |
| Getting a loan or lease | 26 |
| Attempts to collect debt not owed | 14 |
| Problem with a company's investigation into an existing problem | 11 |
| Took or threatened to take negative or legal action | 10 |
| Credit monitoring or identity theft protection services | 7 |
| Written notification about debt | 2 |
| Managing the loan or lease | 2 |
| Identity theft protection or other monitoring services | 2 |
| Didn't provide services promised | 2 |
| Unable to get your credit report or credit score | 1 |
| Problem with a purchase shown on your statement | 1 |
| Fraud or scam | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Getting a credit card | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 2 | 100% |
| 2018 | 1 | 100% |
| 2019 | 14 | 100% |
| 2020 | 23 | 100% |
| 2021 | 77 | 100% |
| 2022 | 153 | 100% |
| 2023 | 274 | 97.8% |
| 2024 | 291 | 95.5% |
| 2025 | 357 | 98.3% |
| 2026 | 143 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Open Dealer Exchange, LLC has accumulated 1,335 consumer complaints in the CFPB public database, with filings active across 45 U.S. states. Of those submissions, 218 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2026-04-09, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Open Dealer Exchange, LLC reports a 98.1% timely-response rate and has closed 91.8% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Improper use of your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Open Dealer Exchange, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Open Dealer Exchange, LLC has received 1,335 consumer complaints filed with the Consumer Financial Protection Bureau.
Open Dealer Exchange, LLC has a 98.1% timely response rate to CFPB complaints.
The most common issue reported against Open Dealer Exchange, LLC is "Improper use of your report" in the "Credit reporting or other personal consumer reports" product category.
Read our methodology — how this data is sourced, computed, and verified.