CFPB · Lower closed-with-relief share

Open Dealer Exchange, LLC

1.5K CFPB complaints · 0% relief (low band) · top issue Improper use of your report.

1.5K CFPB complaints

Open Dealer Exchange, LLC closes 0% with relief (lower third) on 1.5K filings. Timely 98.3% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Volume rank #272 of 342
  • Lower closed-with-relief share
  • +9050% filings 2017 to 2026

CFPB relief outcome brief

CCDB company open-dealer-exchange-llc

0% relief · 98.3% timely · 1.5K filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Open Dealer Exchange, LLC (t…0%Williams & Fudge, Inc0%Prosper Marketplace, Inc.7.7%Lending Club Corp14.5%Sterling Jewelers, Inc.4.8%
Closed-with-relief % among Open Dealer Exchange, LLC and nearest filing-volume peers

Open Dealer Exchange, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 1.5K complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 98.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Open Dealer Exchange, LLC complaint mix by product

Total complaints: 1.5K

Open Dealer Exchange, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.5K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 977 complaints (65.6%), resolution 0.0% Credit reporting 65.6% Credit reporting,: 429 complaints (28.8%), resolution 0.0% Credit reporting, 28.8% Vehicle loan: 47 complaints (3.2%), resolution 0.0% Debt collection: 29 complaints (1.9%), resolution 0.0% Credit card: 3 complaints (0.2%), resolution 0.0% Debt or: 3 complaints (0.2%), resolution 0.0% Mortgage: 1 complaints (0.1%), resolution 0.0%
  • Credit reporting 977 65.6% 0% relief
  • Credit reporting, 429 28.8% 0% relief
  • Vehicle loan 47 3.2% 0% relief
  • Debt collection 29 1.9% 0% relief
  • Credit card 3 0.2% 0% relief
  • Debt or 3 0.2% 0% relief
  • Mortgage 1 0.1% 0% relief

Lighter-volume mix: how Open Dealer Exchange, LLC's 1.5K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 977
Credit reporting, credit repair services, or other personal consumer reports 429
Vehicle loan or lease 47
Debt collection 29
Credit card 3
Debt or credit management 3
Mortgage 1

Nationwide filing states for Open Dealer Exchange, LLC

Top states by attributed volume, lighter-filing company

Nationwide footprint
Leading state
CA
13.9% of this company's filings
CA207TX182FL180GA144IL107NY96PA69OH58

Open Dealer Exchange, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
183
+9050% vs 2017
0100200300400500 2017201820192020202120222023202420252026 183

Top States

State Complaints
CA 207
TX 182
FL 180
GA 144
IL 107
NY 96
PA 69
OH 58
NJ 40
NC 40
MI 38
MD 37
SC 34
AZ 28
NV 25
AL 23
VA 21
CO 17
CT 14
TN 12

Top Issues

Issue Complaints
Improper use of your report 1.2K
Incorrect information on your report 151
Getting a loan or lease 32
Problem with a credit reporting company's investigation into an existing problem 27
Problem with a company's investigation into an existing problem 17
Attempts to collect debt not owed 16
Took or threatened to take negative or legal action 10
Credit monitoring or identity theft protection services 8
Didn't provide services promised 3
Problem with a company's investigation into an existing issue 3
Identity theft protection or other monitoring services 2
Getting a credit card 2
Managing the loan or lease 2
Written notification about debt 2
Struggling to pay your loan 1
Applying for a mortgage or refinancing an existing mortgage 1
False statements or representation 1
Problem with a purchase shown on your statement 1
Fraud or scam 1
Unable to get your credit report or credit score 1

Yearly Trend

Year Complaints Timely
2017 2 100%
2018 1 100%
2019 15 100%
2020 27 100%
2021 83 100%
2022 162 100%
2023 298 98%
2024 329 95.7%
2025 389 98.5%
2026 183 100%

Source: CFPB Consumer Complaint Database

Open Dealer Exchange, LLC in the lower-relief third

Open Dealer Exchange, LLC's 1,489 logged complaints reach a nationwide footprint - 45 states have at least one filing. Only 22.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2017 through 2026-06-14. Closed-with-relief 0% sits in the lower third of the corpus.

Open Dealer Exchange, LLC closes 0% with monetary or non-monetary relief and answers 98.3% inside the CFPB window; 98.3% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Credit reporting or other personal consumer reports" · top issue "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Open Dealer Exchange, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Open Dealer Exchange, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Open Dealer Exchange, LLC (#273 of 342; 98.3% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Lower closed-with-relief share