CFPB · Single-product concentration

Illinois Collection Service, Inc.

86 CFPB complaints · 87.2% in "Debt collection" · top issue Attempts to collect debt not owed.

86 CFPB complaints

Illinois Collection Service, Inc.: 87.2% of 86 CFPB complaints sit in "Debt collection". Timely 82.6% · relief 4.7%. Allegations, not findings.

  • Single-product concentration
  • -80% filings 2013 to 2025

CFPB relief outcome brief

CCDB company illinois-collection-service-inc

4.7% relief · 82.6% timely · 86 filings · Debt collection

Nearest relief peer: Continental Credit Control (4.7% relief)

Illinois Collection Service,Inc. (this)4.7%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Illinois Collection Service, Inc. and nearest filing-volume peers

Illinois Collection Service, Inc. closes 4.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Illinois Collection Service, Inc. scores strongest on closed with explanation (85/100 percentile-benchmarked) and weakest on relief provided (22/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

52 /100 grade D

Relief provided

22 / 100 percentile-benchmarked

4.7% of complaints closed with relief to the consumer

Timely response

70 / 100 percentile-benchmarked

82.6% of complaints answered inside the CFPB 15-day window

Closed with explanation

85 / 100 percentile-benchmarked

91.9% of complaints closed with an explanation to the consumer

Most of Illinois Collection Service, Inc.'s 86 filings include narrative text

41.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 82.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Illinois Collection Service, Inc. complaint mix by product

Total complaints: 86

Illinois Collection Service, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 86 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 75 complaints (87.2%), resolution 5.3% Debt collection 87.2% Credit reporting,: 10 complaints (11.6%), resolution 0.0% Credit reporting, 11.6% Credit reporting: 1 complaints (1.2%), resolution 0.0%
  • Debt collection 75 87.2% – 5% relief
  • Credit reporting, 10 11.6% – 0% relief
  • Credit reporting 1 1.2% – 0% relief

How Illinois Collection Service, Inc.'s 86 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 75
Credit reporting, credit repair services, or other personal consumer reports 10
Credit reporting or other personal consumer reports 1

Concentrated filing states for Illinois Collection Service, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
79.1% of this company's filings
IL68CA3IN3AZ2TX2GA2OR1WI1

Illinois Collection Service, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-80% vs 2013
05101520 2013201520172019202120232025 1

Top States

State Complaints
IL 68
CA 3
IN 3
AZ 2
TX 2
GA 2
OR 1
WI 1
PA 1
NE 1
AR 1
FL 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 28
Cont'd attempts collect debt not owed 10
Communication tactics 9
Written notification about debt 8
Problem with a credit reporting company's investigation into an existing problem 7
Took or threatened to take negative or legal action 6
Disclosure verification of debt 6
False statements or representation 6
Incorrect information on your report 4
Electronic communications 1
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2013 5 80%
2014 6 33.3%
2015 6 50%
2016 4 25%
2017 1 100%
2018 9 100%
2019 8 100%
2020 10 100%
2021 10 80%
2022 8 75%
2023 17 100%
2024 1 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

Illinois Collection Service, Inc. filings cluster in one product

Illinois Collection Service, Inc.'s 86 logged complaints stay concentrated: only 12 states show a filing. 41.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2025-06-30.

Illinois Collection Service, Inc. answers 82.6% of complaints inside the CFPB's tracked window and closes 91.9% with a written explanation. 4.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Illinois Collection Service, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Illinois Collection Service, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Illinois Collection Service, Inc. (82.6% timely; 4.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration