CFPB · Single-product concentration

Sterling Home Loans Inc

4 CFPB complaints · 100% in "Mortgage" · top issue Loan modification,collection,foreclosure.

4 CFPB complaints

Sterling Home Loans Inc: 100% of 4 CFPB complaints sit in "Mortgage". Timely 100% · relief 25%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2012 to 2016

CFPB relief outcome brief

CCDB company sterling-home-loans-inc

25% relief · 100% timely · 4 filings · Mortgage

Nearest relief peer: Amerisave Mortgage Corporation (24.7% relief)

Sterling Home Loans Inc (thi…25%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Sterling Home Loans Inc and nearest filing-volume peers

Sterling Home Loans Inc closes 25% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 25.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Sterling Home Loans Inc complaint mix by product

Total complaints: 4

Sterling Home Loans Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 4 complaints (100.0%), resolution 25.0% Mortgage 100.0%
  • Mortgage 4 100.0% 25% relief

How Sterling Home Loans Inc's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 4

Sterling Home Loans Inc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2016
2
+100% vs 2012
0.511.522.5 201220132016 2

Top States

State Complaints
CA 4

Top Issues

Issue Complaints
Loan modification,collection,foreclosure 4

Yearly Trend

Year Complaints Timely
2012 1 100%
2013 1 100%
2016 2 100%

Source: CFPB Consumer Complaint Database

Sterling Home Loans Inc filings cluster in one product

Sterling Home Loans Inc's 4 logged complaints stay concentrated: only 1 state shows a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2016-05-12.

Sterling Home Loans Inc answers 100% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 25% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan modification,collection,foreclosure."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sterling Home Loans Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Sterling Home Loans Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Sterling Home Loans Inc (100% timely; 25% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration