Reliance First Capital LLC
94 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Reliance First Capital LLC complaint mix by product
- Mortgage 77 81.9% – 29% relief
- Credit reporting 8 8.5% – 0% relief
- Credit reporting, 7 7.4% – 29% relief
- Credit card 1 1.1% – 0% relief
- Debt collection 1 1.1% – 0% relief
How Reliance First Capital LLC's 94 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 77 |
| Credit reporting or other personal consumer reports | 8 |
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Credit card or prepaid card | 1 |
| Debt collection | 1 |
Top States
| State | Complaints |
|---|---|
| GA | 12 |
| NC | 10 |
| OH | 9 |
| AL | 8 |
| PA | 7 |
| NY | 5 |
| MD | 4 |
| VA | 4 |
| TN | 4 |
| MA | 2 |
| FL | 2 |
| MS | 2 |
| LA | 2 |
| KY | 2 |
| CT | 2 |
| DE | 2 |
| MI | 2 |
| TX | 2 |
| NH | 2 |
| NM | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 24 |
| Applying for a mortgage or refinancing an existing mortgage | 21 |
| Struggling to pay mortgage | 10 |
| Incorrect information on your report | 8 |
| Improper use of your report | 8 |
| Application, originator, mortgage broker | 7 |
| Closing on a mortgage | 6 |
| Settlement process and costs | 3 |
| Credit decision / Underwriting | 3 |
| Problem when making payments | 1 |
| Communication tactics | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Loan modification,collection,foreclosure | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 1 | 100% |
| 2013 | 1 | 100% |
| 2014 | 1 | 0% |
| 2015 | 4 | 100% |
| 2016 | 5 | 100% |
| 2017 | 5 | 100% |
| 2018 | 11 | 100% |
| 2019 | 4 | 75% |
| 2020 | 5 | 100% |
| 2021 | 5 | 100% |
| 2022 | 6 | 100% |
| 2023 | 11 | 100% |
| 2024 | 7 | 100% |
| 2025 | 26 | 100% |
| 2026 | 2 | 50% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Reliance First Capital LLC
Reliance First Capital LLC's 94 logged complaints stay concentrated: only 26 states show a filing on record. 56.4% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2012 through 2026-03-18.
Reliance First Capital LLC answers 96.8% of complaints inside the CFPB's tracked window and closes 71.3% with a written explanation. 25.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Reliance First Capital LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Reliance First Capital LLC have?
94, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Reliance First Capital LLC respond to complaints on time?
96.8% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Reliance First Capital LLC?
"Trouble during payment process", filed under the "Mortgage" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.