CFPB · Lighter filing volume
Stellar Recovery, Inc.
1.2K CFPB complaints (light-volume third) · 52 states · top issue Cont'd attempts collect debt not owed.
Stellar Recovery, Inc. is in the light-volume third with 1.2K CFPB complaints (ranks #303 of 342). Timely 99.4% · relief 0.1% · top product Debt collection. Allegations, not findings.
- Volume rank #303 of 342
- Lighter filing volume
- -91.7% filings 2013 to 2018
CFPB relief outcome brief
CCDB company stellar-recovery-inc
0.1% relief · 99.4% timely · 1.2K filings · Debt collection
Same-product relief peers
Nearest relief peer: Fair Collections & Outsourcing, Inc. (0.1% relief)
Stellar Recovery, Inc. closes 0.1% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 1.2K complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Stellar Recovery, Inc. complaint mix by product
- Debt collection 1K 95.7% – 0% relief
- Credit reporting, 25 2.1% – 0% relief
- Credit reporting 22 1.8% – 0% relief
- Consumer Loan 3 0.2% – 0% relief
- Payday loan 2 0.2% – 0% relief
Lighter-volume mix: how Stellar Recovery, Inc.'s 1.2K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 1.2K |
| Credit reporting, credit repair services, or other personal consumer reports | 25 |
| Credit reporting | 22 |
| Consumer Loan | 3 |
| Payday loan | 2 |
Nationwide filing states for Stellar Recovery, Inc.
Top states by attributed volume, lighter-filing company
- Leading state
- CA
- 12.6% of this company's filings
Stellar Recovery, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2018
- 7
- -91.7% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 153 |
| FL | 112 |
| TX | 98 |
| GA | 82 |
| AZ | 64 |
| IL | 55 |
| MI | 55 |
| CO | 47 |
| WA | 41 |
| TN | 37 |
| MD | 33 |
| NY | 30 |
| VA | 28 |
| OR | 27 |
| NC | 27 |
| IN | 24 |
| PA | 23 |
| OH | 23 |
| MA | 21 |
| MN | 17 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 607 |
| Disclosure verification of debt | 222 |
| Communication tactics | 91 |
| Attempts to collect debt not owed | 84 |
| False statements or representation | 59 |
| Written notification about debt | 54 |
| Improper contact or sharing of info | 34 |
| Incorrect information on credit report | 22 |
| Incorrect information on your report | 20 |
| Taking/threatening an illegal action | 7 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Took or threatened to take negative or legal action | 3 |
| Can't contact lender | 2 |
| Taking out the loan or lease | 1 |
| Problems when you are unable to pay | 1 |
| Shopping for a loan or lease | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 84 | 100% |
| 2014 | 259 | 98.8% |
| 2015 | 250 | 99.2% |
| 2016 | 317 | 100% |
| 2017 | 297 | 99.7% |
| 2018 | 7 | 85.7% |
Source: CFPB Consumer Complaint Database
Stellar Recovery, Inc. in the light-volume third
Stellar Recovery, Inc.'s 1,214 logged complaints reach a nationwide footprint - 52 states have at least one filing. Only 29.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2018-05-03. Volume lands in the lightest third of the indexed company corpus (#303 of 342).
Stellar Recovery, Inc. answers 99.4% of complaints inside the CFPB's tracked window and closes 99.3% with a written explanation. 0.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Stellar Recovery, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Stellar Recovery, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 1.2K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Stellar Recovery, Inc. (#303 of 342; 99.4% timely; 0.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Lighter filing volume