Stellar Recovery, Inc.
1.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Stellar Recovery, Inc. complaint mix by product
- Debt collection 1K 95.7% – 0% relief
- Credit reporting, 25 2.1% – 0% relief
- Credit reporting 22 1.8% – 0% relief
- Consumer Loan 3 0.2% – 0% relief
- Payday loan 2 0.2% – 0% relief
How Stellar Recovery, Inc.'s 1.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 1.2K |
| Credit reporting, credit repair services, or other personal consumer reports | 25 |
| Credit reporting | 22 |
| Consumer Loan | 3 |
| Payday loan | 2 |
Top States
| State | Complaints |
|---|---|
| CA | 153 |
| FL | 112 |
| TX | 98 |
| GA | 82 |
| AZ | 64 |
| IL | 55 |
| MI | 55 |
| CO | 47 |
| WA | 41 |
| TN | 37 |
| MD | 33 |
| NY | 30 |
| VA | 28 |
| OR | 27 |
| NC | 27 |
| IN | 24 |
| PA | 23 |
| OH | 23 |
| MA | 21 |
| MN | 17 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 607 |
| Disclosure verification of debt | 222 |
| Communication tactics | 91 |
| Attempts to collect debt not owed | 84 |
| False statements or representation | 59 |
| Written notification about debt | 54 |
| Improper contact or sharing of info | 34 |
| Incorrect information on credit report | 22 |
| Incorrect information on your report | 20 |
| Taking/threatening an illegal action | 7 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Took or threatened to take negative or legal action | 3 |
| Can't contact lender | 2 |
| Taking out the loan or lease | 1 |
| Problems when you are unable to pay | 1 |
| Shopping for a loan or lease | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 84 | 100% |
| 2014 | 259 | 98.8% |
| 2015 | 250 | 99.2% |
| 2016 | 317 | 100% |
| 2017 | 297 | 99.7% |
| 2018 | 7 | 85.7% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Stellar Recovery, Inc.
Stellar Recovery, Inc.'s 1,214 logged complaints reach a nationwide footprint - 52 states have at least one filing on record. Only 29.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2018-05-03.
Stellar Recovery, Inc. answers 99.4% of complaints inside the CFPB's tracked window and closes 99.3% with a written explanation. 0.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Stellar Recovery, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Stellar Recovery, Inc. have?
1,214, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Stellar Recovery, Inc. respond to complaints on time?
99.4% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Stellar Recovery, Inc.?
"Cont'd attempts collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.