CFPB · Faster timely-response band
Afni Inc.
5.0K CFPB complaints · 100% timely (fast band) · top issue Attempts to collect debt not owed.
Afni Inc. answers 100% on time (upper third) across 5.0K filings. Relief 0.1% · top product Debt collection. Allegations, not findings.
- Volume rank #113 of 342
- Faster timely-response band
- -54.9% filings 2013 to 2026
CFPB relief outcome brief
CCDB company afni-inc
0.1% relief · 100% timely · 5.0K filings · Debt collection
Same-product relief peers
Nearest relief peer: Fair Collections & Outsourcing, Inc. (0.1% relief)
Afni Inc. closes 0.1% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Afni Inc.'s 5.0K filings include narrative text
45.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Afni Inc. complaint mix by product
- Debt collection 4K 87.2% – 0% relief
- Credit reporting, 566 11.3% – 0% relief
- Credit reporting 31 0.6% – 0% relief
- Credit reporting 29 0.6% – 0% relief
- Consumer Loan 7 0.1% – 0% relief
- Vehicle loan 4 0.1% – 0% relief
- Payday loan, 3 0.1% – 0% relief
Heavy-volume mix: how Afni Inc.'s 5.0K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 4.4K |
| Credit reporting, credit repair services, or other personal consumer reports | 566 |
| Credit reporting | 31 |
| Credit reporting or other personal consumer reports | 29 |
| Consumer Loan | 7 |
| Vehicle loan or lease | 4 |
| Payday loan, title loan, or personal loan | 3 |
| Credit card or prepaid card | 2 |
| Debt or credit management | 2 |
| Payday loan | 1 |
| Credit card | 1 |
| Mortgage | 1 |
Nationwide filing states for Afni Inc.
Top states by attributed volume, heavy-filing company
- Leading state
- FL
- 12.3% of this company's filings
Afni Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 51
- -54.9% vs 2013
Top States
| State | Complaints |
|---|---|
| FL | 618 |
| CA | 565 |
| TX | 562 |
| GA | 459 |
| IL | 247 |
| NY | 203 |
| MI | 179 |
| TN | 142 |
| OH | 136 |
| PA | 135 |
| NC | 129 |
| LA | 119 |
| AZ | 114 |
| NJ | 105 |
| VA | 96 |
| SC | 94 |
| AL | 87 |
| CO | 80 |
| WA | 78 |
| MD | 77 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 1.6K |
| Cont'd attempts collect debt not owed | 1.0K |
| Written notification about debt | 607 |
| Incorrect information on your report | 367 |
| Disclosure verification of debt | 347 |
| False statements or representation | 308 |
| Communication tactics | 223 |
| Took or threatened to take negative or legal action | 147 |
| Problem with a credit reporting company's investigation into an existing problem | 144 |
| Improper use of your report | 74 |
| Improper contact or sharing of info | 35 |
| Threatened to contact someone or share information improperly | 27 |
| Incorrect information on credit report | 25 |
| Taking/threatening an illegal action | 15 |
| Credit monitoring or identity theft protection services | 8 |
| Problem with a company's investigation into an existing problem | 5 |
| Credit reporting company's investigation | 5 |
| Taking out the loan or lease | 3 |
| Problems when you are unable to pay | 3 |
| Getting a credit card | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 113 | 100% |
| 2014 | 313 | 100% |
| 2015 | 440 | 100% |
| 2016 | 527 | 100% |
| 2017 | 685 | 100% |
| 2018 | 455 | 100% |
| 2019 | 285 | 100% |
| 2020 | 602 | 100% |
| 2021 | 666 | 100% |
| 2022 | 428 | 100% |
| 2023 | 304 | 100% |
| 2024 | 61 | 100% |
| 2025 | 88 | 100% |
| 2026 | 51 | 100% |
Source: CFPB Consumer Complaint Database
Afni Inc. in the faster-timely third
Afni Inc.'s 5,018 logged complaints reach a nationwide footprint - 54 states have at least one filing. 45.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-23. Timely response 100% sits in the upper third of the corpus.
Afni Inc. answers 100% of complaints inside the CFPB's tracked window (timely band: fast) and closes 0.1% with relief; 99.8% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Afni Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Afni Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 5.0K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Afni Inc. (#113 of 342; 100% timely; 0.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Faster timely-response band