CFPB · Single-product concentration
AmeriCollect
2.4K CFPB complaints · 81.4% in "Debt collection" · top issue Attempts to collect debt not owed.
AmeriCollect: 81.4% of 2.4K CFPB complaints sit in "Debt collection". Timely 99.4% · relief 1.1%. Allegations, not findings.
- Volume rank #198 of 342
- Single-product concentration
- +6350% filings 2013 to 2026
CFPB relief outcome brief
CCDB company americollect
1.1% relief · 99.4% timely · 2.4K filings · Debt collection
Same-product relief peers
Nearest relief peer: Associated Credit Services, Inc. (1.1% relief)
AmeriCollect closes 1.1% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of AmeriCollect's 2.4K filings include narrative text
44.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
AmeriCollect complaint mix by product
- Debt collection 2K 81.4% – 1% relief
- Credit reporting, 307 12.7% – 1% relief
- Credit reporting 131 5.4% – 2% relief
- Debt or 5 0.2% – 0% relief
- Credit reporting 4 0.2% – 25% relief
- Credit card 2 0.1% – 0% relief
- Payday loan, 1 0.0% – 0% relief
How AmeriCollect's 2.4K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 2.0K |
| Credit reporting, credit repair services, or other personal consumer reports | 307 |
| Credit reporting or other personal consumer reports | 131 |
| Debt or credit management | 5 |
| Credit reporting | 4 |
| Credit card or prepaid card | 2 |
| Payday loan, title loan, or personal loan | 1 |
Nationwide filing states for AmeriCollect
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 20.3% of this company's filings
AmeriCollect rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 129
- +6350% vs 2013
Top States
| State | Complaints |
|---|---|
| FL | 491 |
| WI | 366 |
| GA | 316 |
| TX | 191 |
| MI | 101 |
| NJ | 99 |
| IL | 95 |
| PA | 83 |
| MO | 70 |
| NC | 68 |
| IN | 68 |
| SC | 61 |
| WA | 48 |
| NV | 45 |
| OH | 43 |
| CA | 36 |
| AZ | 33 |
| LA | 27 |
| NY | 24 |
| MS | 17 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 785 |
| Written notification about debt | 511 |
| Incorrect information on your report | 213 |
| False statements or representation | 184 |
| Took or threatened to take negative or legal action | 144 |
| Communication tactics | 133 |
| Problem with a credit reporting company's investigation into an existing problem | 104 |
| Cont'd attempts collect debt not owed | 99 |
| Improper use of your report | 90 |
| Disclosure verification of debt | 59 |
| Problem with a company's investigation into an existing problem | 27 |
| Improper contact or sharing of info | 23 |
| Threatened to contact someone or share information improperly | 20 |
| Electronic communications | 9 |
| Credit monitoring or identity theft protection services | 4 |
| Incorrect information on credit report | 3 |
| Unauthorized withdrawals or charges | 2 |
| Problem with customer service | 2 |
| Taking/threatening an illegal action | 2 |
| Unexpected or other fees | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 28 | 100% |
| 2015 | 56 | 100% |
| 2016 | 86 | 100% |
| 2017 | 139 | 100% |
| 2018 | 167 | 100% |
| 2019 | 163 | 99.4% |
| 2020 | 253 | 100% |
| 2021 | 413 | 99.5% |
| 2022 | 307 | 100% |
| 2023 | 162 | 98.8% |
| 2024 | 151 | 100% |
| 2025 | 363 | 99.7% |
| 2026 | 129 | 93.8% |
Source: CFPB Consumer Complaint Database
AmeriCollect filings cluster in one product
AmeriCollect's 2,419 logged complaints reach a nationwide footprint - 52 states have at least one filing. 44.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-24.
AmeriCollect answers 99.4% of complaints inside the CFPB's tracked window and closes 98.6% with a written explanation. 1.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about AmeriCollect.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for AmeriCollect: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 2.4K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for AmeriCollect (#198 of 342; 99.4% timely; 1.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration