CFPB · Narrative-heavy record

Star One Credit Union

11 CFPB complaints · 54.5% with narratives · top issue Fraud or scam.

11 CFPB complaints

Star One Credit Union: 54.5% of 11 filings include consumer narratives. Timely 100% · relief 18.2% · top product Money transfer, virtual currency, or money service. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2022 to 2024

CFPB relief outcome brief

CCDB company star-one-credit-union

18.2% relief · 100% timely · 11 filings · Money transfer, virtual currency, or money service

Nearest relief peer: Coinbase, Inc. (18.7% relief)

Star One Credit Union (this)18.2%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Star One Credit Union and nearest filing-volume peers

Star One Credit Union closes 18.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Star One Credit Union scores strongest on timely response (100/100 percentile-benchmarked) and weakest on closed with explanation (66/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

85 /100 grade A

Relief provided

85 / 100 percentile-benchmarked

18.2% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

66 / 100 percentile-benchmarked

81.8% of complaints closed with an explanation to the consumer

Most of Star One Credit Union's 11 filings include narrative text

54.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 18.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Star One Credit Union complaint mix by product

Total complaints: 11

Star One Credit Union complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 11 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Money transfer,: 5 complaints (45.5%), resolution 40.0% Money transfer, 45.5% Checking or: 3 complaints (27.3%), resolution 0.0% Checking or 27.3% Mortgage: 2 complaints (18.2%), resolution 0.0% Mortgage 18.2% Payday loan,: 1 complaints (9.1%), resolution 0.0% Payday loan, 9.1%
  • Money transfer, 5 45.5% – 40% relief
  • Checking or 3 27.3% – 0% relief
  • Mortgage 2 18.2% – 0% relief
  • Payday loan, 1 9.1% – 0% relief

How Star One Credit Union's 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Money transfer, virtual currency, or money service 5
Checking or savings account 3
Mortgage 2
Payday loan, title loan, or personal loan 1

Concentrated filing states for Star One Credit Union

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
90.9% of this company's filings
CA10WA1

Star One Credit Union complaints by year

Annual filing volume from the CFPB public database

Trend in view
2024
2
0% vs 2022
02468 202220232024 2

Top States

State Complaints
CA 10
WA 1

Top Issues

Issue Complaints
Fraud or scam 5
Managing an account 3
Trouble during payment process 2
Getting a line of credit 1

Yearly Trend

Year Complaints Timely
2022 2 100%
2023 7 100%
2024 2 100%

Source: CFPB Consumer Complaint Database

Star One Credit Union's narrative-rich complaint ledger

Star One Credit Union's 11 logged complaints stay concentrated: only 2 states show a filing. 54.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2024-05-28.

Star One Credit Union answers 100% of complaints inside the CFPB's tracked window and closes 81.8% with a written explanation. 18.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Money transfer, virtual currency, or money service" draws the most filings, most often for "Fraud or scam."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Star One Credit Union.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Star One Credit Union: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Star One Credit Union (100% timely; 18.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record