CFPB · Single-product concentration

South River Mortgage, LLC

26 CFPB complaints · 92.3% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

26 CFPB complaints

South River Mortgage, LLC: 92.3% of 26 CFPB complaints sit in "Mortgage". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -66.7% filings 2021 to 2026

CFPB relief outcome brief

CCDB company south-river-mortgage-llc

0% relief · 100% timely · 26 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

South River Mortgage, LLC(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among South River Mortgage, LLC and nearest filing-volume peers

South River Mortgage, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

South River Mortgage, LLC scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

55 /100 grade C

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of South River Mortgage, LLC's 26 filings include narrative text

57.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

South River Mortgage, LLC complaint mix by product

Total complaints: 26

South River Mortgage, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 26 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 24 complaints (92.3%), resolution 0.0% Mortgage 92.3% Debt collection: 1 complaints (3.8%), resolution 0.0% Credit reporting,: 1 complaints (3.8%), resolution 0.0%
  • Mortgage 24 92.3% – 0% relief
  • Debt collection 1 3.8% – 0% relief
  • Credit reporting, 1 3.8% – 0% relief

How South River Mortgage, LLC's 26 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 24
Debt collection 1
Credit reporting, credit repair services, or other personal consumer reports 1

Where South River Mortgage, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
11.5% of this company's filings
FL3CA3TX3AZ3GA3NC2CO2TN2

South River Mortgage, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-66.7% vs 2021
0246810 202120222023202420252026 1

Top States

State Complaints
FL 3
CA 3
TX 3
AZ 3
GA 3
NC 2
CO 2
TN 2
LA 1
WA 1
AL 1
OH 1
MD 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 15
Closing on a mortgage 6
Trouble during payment process 2
Written notification about debt 1
Struggling to pay mortgage 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2021 3 100%
2022 4 100%
2023 4 100%
2024 5 100%
2025 9 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

South River Mortgage, LLC filings cluster in one product

South River Mortgage, LLC's 26 logged complaints stay concentrated: only 13 states show a filing. 57.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2026-05-26.

South River Mortgage, LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about South River Mortgage, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for South River Mortgage, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for South River Mortgage, LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration