CFPB · Single-product concentration

South Carolina State Housing Finance and Development Authority

21 CFPB complaints · 81% in "Mortgage" · top issue Trouble during payment process.

21 CFPB complaints

South Carolina State Housing Finance and Development Authority: 81% of 21 CFPB complaints sit in "Mortgage". Timely 100% · relief 4.8%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2017 to 2026

CFPB relief outcome brief

CCDB company south-carolina-state-housing-finance-and-development-authority

4.8% relief · 100% timely · 21 filings · Mortgage

Nearest relief peer: Ocwen Financial Corporation (4.6% relief)

South Carolina State HousingFinance and Development Auth…4.8%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among South Carolina State Housing Finance and Development Authority and nearest filing-volume peers

South Carolina State Housing Finance and Development Authority closes 4.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

South Carolina State Housing Finance and Development Authority scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (22/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

63 /100 grade C

Relief provided

22 / 100 percentile-benchmarked

4.8% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

91 / 100 percentile-benchmarked

95.2% of complaints closed with an explanation to the consumer

Most of South Carolina State Housing Finance and Development Authority's 21 filings include narrative text

57.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

South Carolina State Housing Finance and Development Authority complaint mix by product

Total complaints: 21

South Carolina State Housing Finance and Development Authority complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 21 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 17 complaints (81.0%), resolution 5.9% Mortgage 81.0% Credit reporting: 2 complaints (9.5%), resolution 0.0% Credit reporting 9.5% Credit reporting,: 1 complaints (4.8%), resolution 0.0% Money transfer,: 1 complaints (4.8%), resolution 0.0%
  • Mortgage 17 81.0% – 6% relief
  • Credit reporting 2 9.5% – 0% relief
  • Credit reporting, 1 4.8% – 0% relief
  • Money transfer, 1 4.8% – 0% relief

How South Carolina State Housing Finance and Development Authority's 21 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 17
Credit reporting or other personal consumer reports 2
Credit reporting, credit repair services, or other personal consumer reports 1
Money transfer, virtual currency, or money service 1

Concentrated filing states for South Carolina State Housing Finance and Development Authority

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
SC
90.5% of this company's filings
SC19AL2

South Carolina State Housing Finance and Development Authority rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2017
0123456 201720182019202020212023202420252026 2

Top States

State Complaints
SC 19
AL 2

Top Issues

Issue Complaints
Trouble during payment process 7
Struggling to pay mortgage 6
Closing on a mortgage 3
Incorrect information on your report 2
Improper use of your report 1
Applying for a mortgage or refinancing an existing mortgage 1
Confusing or missing disclosures 1

Yearly Trend

Year Complaints Timely
2017 1 100%
2018 2 100%
2019 1 100%
2020 2 100%
2021 3 100%
2023 2 100%
2024 5 100%
2025 3 100%
2026 2 100%

Source: CFPB Consumer Complaint Database

South Carolina State Housing Finance and Development Authority filings cluster in one product

South Carolina State Housing Finance and Development Authority's 21 logged complaints stay concentrated: only 2 states show a filing. 57.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-05-07.

South Carolina State Housing Finance and Development Authority answers 100% of complaints inside the CFPB's tracked window and closes 95.2% with a written explanation. 4.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about South Carolina State Housing Finance and Development Authority.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for South Carolina State Housing Finance and Development Authority: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for South Carolina State Housing Finance and Development Authority (100% timely; 4.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration