CFPB · Mid-pack CFPB posture

Shapiro, DiCaro & Barak, LLC

26 CFPB complaints · 2 states · top issue Loan modification,collection,foreclosure.

26 CFPB complaints

Shapiro, DiCaro & Barak, LLC has 26 consumer complaints in the CFPB public database. Timely response is 80.8%; 0% closed with relief; top product Mortgage. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • -87.5% filings 2015 to 2020

CFPB relief outcome brief

CCDB company shapiro-dicaro-barak-llc

0% relief · 80.8% timely · 26 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

Shapiro, DiCaro & Barak, LLC(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Shapiro, DiCaro & Barak, LLC and nearest filing-volume peers

Shapiro, DiCaro & Barak, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Shapiro, DiCaro & Barak, LLC scores strongest on timely response (66/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

36 /100 grade F

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

66 / 100 percentile-benchmarked

80.8% of complaints answered inside the CFPB 15-day window

Closed with explanation

65 / 100 percentile-benchmarked

80.8% of complaints closed with an explanation to the consumer

How 26 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 80.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Shapiro, DiCaro & Barak, LLC complaint mix by product

Total complaints: 26

Shapiro, DiCaro & Barak, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 26 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 17 complaints (65.4%), resolution 0.0% Mortgage 65.4% Debt collection: 9 complaints (34.6%), resolution 0.0% Debt collection 34.6%
  • Mortgage 17 65.4% – 0% relief
  • Debt collection 9 34.6% – 0% relief

How Shapiro, DiCaro & Barak, LLC's 26 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 17
Debt collection 9

Concentrated filing states for Shapiro, DiCaro & Barak, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
96.2% of this company's filings
NY25IL1

Shapiro, DiCaro & Barak, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2020
1
-87.5% vs 2015
0246810 201520162017201820192020 1

Top States

State Complaints
NY 25
IL 1

Top Issues

Issue Complaints
Loan modification,collection,foreclosure 7
Trouble during payment process 4
Disclosure verification of debt 3
Other 3
Cont'd attempts collect debt not owed 1
Taking/threatening an illegal action 1
Loan servicing, payments, escrow account 1
False statements or representation 1
Application, originator, mortgage broker 1
Communication tactics 1
Took or threatened to take negative or legal action 1
Struggling to pay mortgage 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2015 8 100%
2016 9 100%
2017 4 100%
2018 3 0%
2019 1 0%
2020 1 0%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Shapiro, DiCaro & Barak, LLC

Shapiro, DiCaro & Barak, LLC's 26 logged complaints stay concentrated: only 2 states show a filing. Only 23.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2020-11-25.

Shapiro, DiCaro & Barak, LLC answers 80.8% of complaints inside the CFPB's tracked window and closes 80.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan modification,collection,foreclosure."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Shapiro, DiCaro & Barak, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Shapiro, DiCaro & Barak, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Shapiro, DiCaro & Barak, LLC (80.8% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture