CFPB · Narrative-heavy record

Fundo LLC

115 CFPB complaints · 65.2% with narratives · top issue Charged fees or interest you didn't expect.

115 CFPB complaints

Fundo LLC: 65.2% of 115 filings include consumer narratives. Timely 80.9% · relief 0.9% · top product Payday loan, title loan, personal loan, or advance loan. Allegations, not findings.

  • Narrative-heavy record
  • +566.7% filings 2022 to 2026

CFPB relief outcome brief

CCDB company fundo-llc

0.9% relief · 80.9% timely · 115 filings · Payday loan, title loan, personal loan, or advance loan

Nearest relief peer: Sunnova Energy Corporation (0.9% relief)

Fundo LLC (this)0.9%Bill.Com, LLC0.9%Sunnova Energy Corporation0.9%AUSSRQ Holdings, LLC0.9%Credit Bureau of the South, …0%
Closed-with-relief % among Fundo LLC and nearest filing-volume peers

Fundo LLC closes 0.9% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Fundo LLC's 115 filings include narrative text

65.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 80.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Fundo LLC complaint mix by product

Total complaints: 115

Fundo LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 115 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 77 complaints (67.0%), resolution 0.0% Payday loan, 67.0% Debt collection: 31 complaints (27.0%), resolution 0.0% Debt collection 27.0% Payday loan,: 4 complaints (3.5%), resolution 25.0% Checking or: 2 complaints (1.7%), resolution 0.0% Credit reporting: 1 complaints (0.9%), resolution 0.0%
  • Payday loan, 77 67.0% 0% relief
  • Debt collection 31 27.0% 0% relief
  • Payday loan, 4 3.5% 25% relief
  • Checking or 2 1.7% 0% relief
  • Credit reporting 1 0.9% 0% relief

How Fundo LLC's 115 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 77
Debt collection 31
Payday loan, title loan, or personal loan 4
Checking or savings account 2
Credit reporting or other personal consumer reports 1

Where Fundo LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
15.7% of this company's filings
FL18GA11PA11TX11VA6NC6OH5NV4

Fundo LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
20
+566.7% vs 2022
020406080 20222023202420252026 20

Top States

State Complaints
FL 18
GA 11
PA 11
TX 11
VA 6
NC 6
OH 5
NV 4
MO 4
CO 4
MD 4
AZ 3
LA 3
MA 3
IL 2
AL 2
CT 2
MN 2
SC 2
TN 2

Top Issues

Issue Complaints
Charged fees or interest you didn't expect 22
Took or threatened to take negative or legal action 16
Confusing or missing disclosures 11
Problem with the payoff process at the end of the loan 8
Issues with repayment 8
Struggling to pay your loan 7
Problem when making payments 6
Attempts to collect debt not owed 6
Received a loan you didn't apply for 5
Money was taken from your bank account on the wrong day or for the wrong amount 4
False statements or representation 4
Unexpected fees 3
Communication tactics 3
Getting a line of credit 2
Written notification about debt 2
Confusing or misleading advertising or marketing 2
Problems receiving the advance 1
Incorrect information on your report 1
Can't contact lender or servicer 1
Problem with a lender or other company charging your account 1

Yearly Trend

Year Complaints Timely
2022 3 100%
2023 5 100%
2024 29 89.7%
2025 58 77.6%
2026 20 70%

Source: CFPB Consumer Complaint Database

Fundo LLC's narrative-rich complaint ledger

Fundo LLC's 115 logged complaints stay concentrated: only 30 states show a filing. 65.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-06-18.

Fundo LLC answers 80.9% of complaints inside the CFPB's tracked window and closes 97.4% with a written explanation. 0.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Charged fees or interest you didn't expect."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Fundo LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Fundo LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Fundo LLC (80.9% timely; 0.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record