CFPB · Narrative-heavy record

Sf-Alp, LLC

6 CFPB complaints · 50% with narratives · top issue Managing the loan or lease.

6 CFPB complaints

Sf-Alp, LLC: 50% of 6 filings include consumer narratives. Timely 100% · relief 16.7% · top product Vehicle loan or lease. Allegations, not findings.

  • Narrative-heavy record
  • +400% filings 2022 to 2024

CFPB relief outcome brief

CCDB company sf-alp-llc

16.7% relief · 100% timely · 6 filings · Vehicle loan or lease

Nearest relief peer: General Motors Financial Company, Inc. (15.5% relief)

Sf-Alp, LLC (this)16.7%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Sf-Alp, LLC and nearest filing-volume peers

Sf-Alp, LLC closes 16.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Sf-Alp, LLC has 6 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 16.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Sf-Alp, LLC complaint mix by product

Total complaints: 6

Sf-Alp, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 3 complaints (50.0%), resolution 33.3% Vehicle loan 50.0% Credit reporting: 2 complaints (33.3%), resolution 0.0% Credit reporting 33.3% Debt collection: 1 complaints (16.7%), resolution 0.0% Debt collection 16.7%
  • Vehicle loan 3 50.0% – 33% relief
  • Credit reporting 2 33.3% – 0% relief
  • Debt collection 1 16.7% – 0% relief

How Sf-Alp, LLC's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 3
Credit reporting or other personal consumer reports 2
Debt collection 1

Where Sf-Alp, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
33.3% of this company's filings
NY2FL2IL2

Sf-Alp, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2024
5
+400% vs 2022
0123456 20222024 5

Top States

State Complaints
NY 2
FL 2
IL 2

Top Issues

Issue Complaints
Managing the loan or lease 2
Repossession 1
Improper use of your report 1
Problem with a company's investigation into an existing problem 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2022 1 100%
2024 5 100%

Source: CFPB Consumer Complaint Database

Sf-Alp, LLC's narrative-rich complaint ledger

Sf-Alp, LLC's 6 logged complaints stay concentrated: only 3 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2024-12-15.

Sf-Alp, LLC answers 100% of complaints inside the CFPB's tracked window and closes 83.3% with a written explanation. 16.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sf-Alp, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Sf-Alp, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Sf-Alp, LLC (100% timely; 16.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record