CFPB · Narrative-heavy record

Sandy Spring Bancorp, Inc.

67 CFPB complaints · 43.3% with narratives · top issue Managing an account.

67 CFPB complaints

Sandy Spring Bancorp, Inc.: 43.3% of 67 filings include consumer narratives. Timely 100% · relief 17.9% · top product Checking or savings account. Allegations, not findings.

  • Narrative-heavy record
  • +166.7% filings 2020 to 2025

CFPB relief outcome brief

CCDB company sandy-spring-bancorp-inc

17.9% relief · 100% timely · 67 filings · Checking or savings account

Nearest relief peer: Valley National Bancorp (17.6% relief)

Sandy Spring Bancorp, Inc. (…17.9%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Sandy Spring Bancorp, Inc. and nearest filing-volume peers

Sandy Spring Bancorp, Inc. closes 17.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Sandy Spring Bancorp, Inc.'s 67 filings include narrative text

43.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 17.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Sandy Spring Bancorp, Inc. complaint mix by product

Total complaints: 67

Sandy Spring Bancorp, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 67 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 44 complaints (65.7%), resolution 18.2% Checking or 65.7% Mortgage: 15 complaints (22.4%), resolution 20.0% Mortgage 22.4% Money transfer,: 2 complaints (3.0%), resolution 0.0% Payday loan,: 2 complaints (3.0%), resolution 0.0% Credit reporting,: 2 complaints (3.0%), resolution 50.0% Payday loan,: 1 complaints (1.5%), resolution 0.0% Credit card: 1 complaints (1.5%), resolution 0.0%
  • Checking or 44 65.7% 18% relief
  • Mortgage 15 22.4% 20% relief
  • Money transfer, 2 3.0% 0% relief
  • Payday loan, 2 3.0% 0% relief
  • Credit reporting, 2 3.0% 50% relief
  • Payday loan, 1 1.5% 0% relief
  • Credit card 1 1.5% 0% relief

How Sandy Spring Bancorp, Inc.'s 67 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 44
Mortgage 15
Money transfer, virtual currency, or money service 2
Payday loan, title loan, or personal loan 2
Credit reporting, credit repair services, or other personal consumer reports 2
Payday loan, title loan, personal loan, or advance loan 1
Credit card 1

Concentrated filing states for Sandy Spring Bancorp, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MD
59.7% of this company's filings
MD40VA14DC6PA3IN1FL1CT1DE1

Sandy Spring Bancorp, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
8
+166.7% vs 2020
05101520 202020212022202320242025 8

Top States

State Complaints
MD 40
VA 14
DC 6
PA 3
IN 1
FL 1
CT 1
DE 1

Top Issues

Issue Complaints
Managing an account 21
Closing an account 9
Opening an account 8
Closing on a mortgage 5
Trouble during payment process 5
Applying for a mortgage or refinancing an existing mortgage 4
Problem caused by your funds being low 4
Getting a line of credit 2
Problem with a lender or other company charging your account 2
Incorrect information on your report 2
Other transaction problem 1
Problem with a company's investigation into an existing problem 1
Problem when making payments 1
Problem with a credit reporting company's investigation into an existing problem 1
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2020 3 100%
2021 14 100%
2022 5 100%
2023 18 100%
2024 19 100%
2025 8 100%

Source: CFPB Consumer Complaint Database

Sandy Spring Bancorp, Inc.'s narrative-rich complaint ledger

Sandy Spring Bancorp, Inc.'s 67 logged complaints stay concentrated: only 8 states show a filing. 43.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2025-04-30.

Sandy Spring Bancorp, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 82.1% with a written explanation. 17.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sandy Spring Bancorp, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Sandy Spring Bancorp, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Sandy Spring Bancorp, Inc. (100% timely; 17.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record