CFPB · Single-product concentration

Rock Holdings Inc.

11 CFPB complaints · 81.8% in "Mortgage" · top issue Closing on a mortgage.

11 CFPB complaints

Rock Holdings Inc.: 81.8% of 11 CFPB complaints sit in "Mortgage". Timely 100% · relief 9.1%. Allegations, not findings.

  • Single-product concentration
  • +50% filings 2016 to 2025

CFPB relief outcome brief

CCDB company rock-holdings-inc

9.1% relief · 100% timely · 11 filings · Mortgage

Nearest relief peer: American Neighborhood Mortgage (9.1% relief)

Rock Holdings Inc. (this)9.1%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Rock Holdings Inc. and nearest filing-volume peers

Rock Holdings Inc. closes 9.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Rock Holdings Inc.'s 11 filings include narrative text

72.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 9.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Rock Holdings Inc. complaint mix by product

Total complaints: 11

Rock Holdings Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 11 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 9 complaints (81.8%), resolution 11.1% Mortgage 81.8% Credit reporting: 1 complaints (9.1%), resolution 0.0% Credit reporting 9.1% Debt collection: 1 complaints (9.1%), resolution 0.0% Debt collection 9.1%
  • Mortgage 9 81.8% 11% relief
  • Credit reporting 1 9.1% 0% relief
  • Debt collection 1 9.1% 0% relief

How Rock Holdings Inc.'s 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 9
Credit reporting or other personal consumer reports 1
Debt collection 1

Where Rock Holdings Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
18.2% of this company's filings
FL2VA2WA1PA1NV1MD1NY1NJ1

Rock Holdings Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
3
+50% vs 2016
0.511.522.533.5 2016201820192020202320242025 3

Top States

State Complaints
FL 2
VA 2
WA 1
PA 1
NV 1
MD 1
NY 1
NJ 1
OH 1

Top Issues

Issue Complaints
Closing on a mortgage 6
Settlement process and costs 2
Applying for a mortgage or refinancing an existing mortgage 1
Incorrect information on your report 1
False statements or representation 1

Yearly Trend

Year Complaints Timely
2016 2 100%
2018 1 100%
2019 1 100%
2020 1 100%
2023 1 100%
2024 2 100%
2025 3 100%

Source: CFPB Consumer Complaint Database

Rock Holdings Inc. filings cluster in one product

Rock Holdings Inc.'s 11 logged complaints stay concentrated: only 9 states show a filing. 72.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2025-06-04.

Rock Holdings Inc. answers 100% of complaints inside the CFPB's tracked window and closes 90.9% with a written explanation. 9.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Rock Holdings Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Rock Holdings Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Rock Holdings Inc. (100% timely; 9.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration