CFPB · Single-product concentration

Nationwide Recovery Systems, Ltd

637 CFPB complaints · 80.1% in "Debt collection" · top issue Attempts to collect debt not owed.

637 CFPB complaints

Nationwide Recovery Systems, Ltd: 80.1% of 637 CFPB complaints sit in "Debt collection". Timely 94.2% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -80% filings 2014 to 2026

CFPB relief outcome brief

CCDB company nationwide-recovery-systems-ltd

0% relief · 94.2% timely · 637 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Nationwide Recovery Systems,Ltd (this)0%Certegy Holdings, LLC0%Riverwalk FinancialCorporation1.1%Goal Structured Solutions,LLC0%Randolph-Brooks FederalCredit Union3.8%
Closed-with-relief % among Nationwide Recovery Systems, Ltd and nearest filing-volume peers

Nationwide Recovery Systems, Ltd closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Nationwide Recovery Systems, Ltd scores strongest on closed with explanation (99/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

52 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

90 / 100 percentile-benchmarked

94.2% of complaints answered inside the CFPB 15-day window

Closed with explanation

99 / 100 percentile-benchmarked

99.5% of complaints closed with an explanation to the consumer

Most of Nationwide Recovery Systems, Ltd's 637 filings include narrative text

50.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 94.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Nationwide Recovery Systems, Ltd complaint mix by product

Total complaints: 637

Nationwide Recovery Systems, Ltd complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 637 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 510 complaints (80.1%), resolution 0.0% Debt collection 80.1% Credit reporting,: 121 complaints (19.0%), resolution 0.0% Credit reporting, 19.0% Credit reporting: 5 complaints (0.8%), resolution 0.0% Payday loan,: 1 complaints (0.2%), resolution 0.0%
  • Debt collection 510 80.1% – 0% relief
  • Credit reporting, 121 19.0% – 0% relief
  • Credit reporting 5 0.8% – 0% relief
  • Payday loan, 1 0.2% – 0% relief

How Nationwide Recovery Systems, Ltd's 637 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 510
Credit reporting, credit repair services, or other personal consumer reports 121
Credit reporting or other personal consumer reports 5
Payday loan, title loan, or personal loan 1

Where Nationwide Recovery Systems, Ltd complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
17.9% of this company's filings
FL114TX112GA73LA36VA27CA25TN23NC20

Nationwide Recovery Systems, Ltd falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-80% vs 2014
050100150200 2014201620182020202220242026 1

Top States

State Complaints
FL 114
TX 112
GA 73
LA 36
VA 27
CA 25
TN 23
NC 20
SC 18
MO 16
AZ 16
IL 16
OH 15
AL 13
PA 12
NY 10
MD 7
AR 7
CO 6
WA 6

Top Issues

Issue Complaints
Attempts to collect debt not owed 229
Written notification about debt 146
Incorrect information on your report 63
Communication tactics 42
Took or threatened to take negative or legal action 36
Problem with a credit reporting company's investigation into an existing problem 35
False statements or representation 27
Improper use of your report 22
Cont'd attempts collect debt not owed 13
Disclosure verification of debt 10
Threatened to contact someone or share information improperly 7
Credit monitoring or identity theft protection services 4
Unable to get your credit report or credit score 2
Charged fees or interest you didn't expect 1

Yearly Trend

Year Complaints Timely
2014 5 100%
2015 6 83.3%
2016 6 100%
2017 27 77.8%
2018 43 62.8%
2019 68 86.8%
2020 110 100%
2021 155 98.1%
2022 159 98.7%
2023 45 100%
2024 5 100%
2025 7 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

Nationwide Recovery Systems, Ltd filings cluster in one product

Nationwide Recovery Systems, Ltd's 637 logged complaints stay concentrated: only 39 states show a filing. 50.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-03-24.

Nationwide Recovery Systems, Ltd answers 94.2% of complaints inside the CFPB's tracked window and closes 99.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Nationwide Recovery Systems, Ltd.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Nationwide Recovery Systems, Ltd: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Nationwide Recovery Systems, Ltd (94.2% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration