CFPB · Narrative-heavy record

Regional Management Corporation

1.6K CFPB complaints · 40.6% with narratives · top issue Incorrect information on your report.

1.6K CFPB complaints

Regional Management Corporation: 40.6% of 1.6K filings include consumer narratives. Timely 99% · relief 3.4% · top product Debt collection. Allegations, not findings.

  • Volume rank #255 of 342
  • Narrative-heavy record
  • +21300% filings 2012 to 2026

CFPB relief outcome brief

CCDB company regional-management-corporation

3.4% relief · 99% timely · 1.6K filings · Debt collection

Nearest relief peer: JH Portfolio Debt Equities, LLC (3.4% relief)

Regional Management Corporat…3.4%Arvest Bank Group, Inc.4.4%Cascade CISS Holdings, LLC0%First Credit Services Inc.0.2%World Omni Financial Corp.5.2%
Closed-with-relief % among Regional Management Corporation and nearest filing-volume peers

Regional Management Corporation closes 3.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Regional Management Corporation's 1.6K filings include narrative text

40.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 99.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Regional Management Corporation complaint mix by product

Total complaints: 1.6K

Regional Management Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.6K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 645 complaints (40.0%), resolution 4.5% Debt collection 40.0% Credit reporting: 364 complaints (22.6%), resolution 0.0% Credit reporting 22.6% Payday loan,: 178 complaints (11.0%), resolution 0.0% Payday loan, 11.0% Payday loan,: 176 complaints (10.9%), resolution 1.1% Payday loan, 10.9% Credit reporting,: 166 complaints (10.3%), resolution 1.2% Credit reporting, 10.3% Consumer Loan: 68 complaints (4.2%), resolution 29.4% Vehicle loan: 15 complaints (0.9%), resolution 0.0%
  • Debt collection 645 40.0% 5% relief
  • Credit reporting 364 22.6% 0% relief
  • Payday loan, 178 11.0% 0% relief
  • Payday loan, 176 10.9% 1% relief
  • Credit reporting, 166 10.3% 1% relief
  • Consumer Loan 68 4.2% 29% relief
  • Vehicle loan 15 0.9% 0% relief

Lighter-volume mix: how Regional Management Corporation's 1.6K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Debt collection 645
Credit reporting or other personal consumer reports 364
Payday loan, title loan, personal loan, or advance loan 178
Payday loan, title loan, or personal loan 176
Credit reporting, credit repair services, or other personal consumer reports 166
Consumer Loan 68
Vehicle loan or lease 15
Credit card 8
Payday loan 6
Checking or savings account 5
Debt or credit management 4
Bank account or service 3
Money transfer, virtual currency, or money service 2
Credit card or prepaid card 2
Credit reporting 1
Mortgage 1

Where Regional Management Corporation complaints are filed

Top states by attributed volume, lighter-filing company

Concentrated footprint
Leading state
TX
32.2% of this company's filings
TX530SC221NC205AL129GA83OK61TN49CA47

Regional Management Corporation rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
214
+21300% vs 2012
0100200300400500 20122014201620182020202220242026 214

Top States

State Complaints
TX 530
SC 221
NC 205
AL 129
GA 83
OK 61
TN 49
CA 47
VA 47
MO 40
IL 38
NM 27
FL 22
WI 22
MS 15
IN 10
NV 9
OH 9
UT 9
MD 8

Top Issues

Issue Complaints
Incorrect information on your report 328
Attempts to collect debt not owed 217
Communication tactics 138
Improper use of your report 135
Took or threatened to take negative or legal action 114
Problem with a company's investigation into an existing problem 81
Struggling to pay your loan 80
Charged fees or interest you didn't expect 68
Problem when making payments 55
Written notification about debt 43
False statements or representation 40
Threatened to contact someone or share information improperly 36
Problem with a credit reporting company's investigation into an existing problem 35
Problems when you are unable to pay 32
Problem with additional add-on products or services 28
Managing the loan or lease 28
Problem with the payoff process at the end of the loan 22
Getting the loan 20
Improper contact or sharing of info 17
Disclosure verification of debt 15

Yearly Trend

Year Complaints Timely
2012 1 100%
2013 15 93.3%
2014 43 79.1%
2015 55 100%
2016 46 100%
2017 49 100%
2018 62 96.8%
2019 67 98.5%
2020 66 98.5%
2021 110 98.2%
2022 116 100%
2023 160 100%
2024 222 99.5%
2025 418 100%
2026 214 100%

Source: CFPB Consumer Complaint Database

Regional Management Corporation's narrative-rich complaint ledger

Regional Management Corporation's 1,644 logged complaints stay concentrated: only 39 states show a filing. 40.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-06-26.

Regional Management Corporation answers 99% of complaints inside the CFPB's tracked window and closes 94.3% with a written explanation. 3.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Regional Management Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Regional Management Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Regional Management Corporation (#255 of 342; 99% timely; 3.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record