2026 data Public-data reference. official source

JH Portfolio Debt Equities, LLC

770 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

770 consumer complaints filed with the CFPB

This profile shows JH Portfolio Debt Equities, LLC's complaint history from CFPB public records. 770 consumers have filed complaints since 2013. The company has a 95.8% timely response rate and has provided relief in 3.5% of cases.

770
Total Complaints
95.8%
Timely Response
9.7%
Disputed
3.5%
Relief Provided
49
States Active
2013
Since

Total complaints

770

Filed since 2013

Timely response

95.8%

CFPB-tracked response window

Relief rate

3.5%

Closed with monetary or non-monetary relief

Timely response rate 95.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.5%
Industry median

Share closed with monetary or non-monetary relief.

JH Portfolio Debt Equities, LLC complaint mix by product

Total complaints: 770

JH Portfolio Debt Equities, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 770 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 696 complaints (91.0%), resolution 3.9% Debt collection 91.0% Credit reporting,: 46 complaints (6.0%), resolution 0.0% Credit reporting, 6.0% Credit card: 10 complaints (1.3%), resolution 0.0% Mortgage: 5 complaints (0.7%), resolution 0.0% Credit reporting: 4 complaints (0.5%), resolution 0.0% Credit card: 3 complaints (0.4%), resolution 0.0% Payday loan,: 1 complaints (0.1%), resolution 0.0%
  • Debt collection 696 91.0% 4% relief
  • Credit reporting, 46 6.0% 0% relief
  • Credit card 10 1.3% 0% relief
  • Mortgage 5 0.7% 0% relief
  • Credit reporting 4 0.5% 0% relief
  • Credit card 3 0.4% 0% relief
  • Payday loan, 1 0.1% 0% relief

How JH Portfolio Debt Equities, LLC's 770 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 696
Credit reporting, credit repair services, or other personal consumer reports 46
Credit card 10
Mortgage 5
Credit reporting 4
Credit card or prepaid card 3
Payday loan, title loan, or personal loan 1
Consumer Loan 1
Student loan 1
Payday loan, title loan, personal loan, or advance loan 1
Prepaid card 1
Credit reporting or other personal consumer reports 1

Top States

State Complaints
TX 107
CA 92
FL 75
NY 61
GA 28
PA 27
TN 26
IL 26
OH 24
NJ 21
VA 20
AL 17
NC 16
SC 14
MA 14
AZ 14
MI 13
MD 12
LA 11
MO 10

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 166
Attempts to collect debt not owed 132
Disclosure verification of debt 109
Written notification about debt 101
Communication tactics 85
False statements or representation 36
Incorrect information on your report 32
Improper contact or sharing of info 25
Took or threatened to take negative or legal action 24
Problem with a credit reporting company's investigation into an existing problem 10
Taking/threatening an illegal action 9
Threatened to contact someone or share information improperly 9
Delinquent account 5
Incorrect information on credit report 4
Improper use of your report 3
Other 2
Loan modification,collection,foreclosure 2
Problem with additional add-on products or services 1
Struggling to pay your bill 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2013 24 62.5%
2014 68 98.5%
2015 82 98.8%
2016 157 96.8%
2017 162 98.1%
2018 163 98.8%
2019 106 97.2%
2022 1 0%
2023 1 0%
2024 5 0%
2025 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About JH Portfolio Debt Equities, LLC

JH Portfolio Debt Equities, LLC has accumulated 770 consumer complaints in the CFPB public database, with filings active across 49 U.S. states. Of those submissions, 274 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2025-01-30, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, JH Portfolio Debt Equities, LLC reports a 95.8% timely-response rate and has closed 88.6% of cases with a written explanation to the consumer. 3.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 9.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Cont'd attempts collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating JH Portfolio Debt Equities, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does JH Portfolio Debt Equities, LLC have?

JH Portfolio Debt Equities, LLC has received 770 consumer complaints filed with the Consumer Financial Protection Bureau.

Does JH Portfolio Debt Equities, LLC respond to complaints on time?

JH Portfolio Debt Equities, LLC has a 95.8% timely response rate to CFPB complaints.

What is the most common complaint about JH Portfolio Debt Equities, LLC?

The most common issue reported against JH Portfolio Debt Equities, LLC is "Cont'd attempts collect debt not owed" in the "Debt collection" product category.

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