CFPB · Mid-pack CFPB posture

Red Cedar Services, Inc

65 CFPB complaints · 31 states · top issue Charged fees or interest I didn't expect.

65 CFPB complaints

Red Cedar Services, Inc has 65 consumer complaints in the CFPB public database. Timely response is 93.8%; 49.2% closed with relief; top product Payday loan. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • -96.4% filings 2014 to 2021

CFPB relief outcome brief

CCDB company red-cedar-services-inc

49.2% relief · 93.8% timely · 65 filings · Payday loan

Nearest relief peer: Green Trust Cash, LLC (16.9% relief)

Red Cedar Services, Inc (thi…49.2%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Red Cedar Services, Inc and nearest filing-volume peers

Red Cedar Services, Inc closes 49.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 65 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 93.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 49.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Red Cedar Services, Inc complaint mix by product

Total complaints: 65

Red Cedar Services, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 65 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan: 26 complaints (40.0%), resolution 69.2% Payday loan 40.0% Debt collection: 25 complaints (38.5%), resolution 48.0% Debt collection 38.5% Payday loan,: 11 complaints (16.9%), resolution 0.0% Payday loan, 16.9% Consumer Loan: 3 complaints (4.6%), resolution 66.7%
  • Payday loan 26 40.0% 69% relief
  • Debt collection 25 38.5% 48% relief
  • Payday loan, 11 16.9% 0% relief
  • Consumer Loan 3 4.6% 67% relief

How Red Cedar Services, Inc's 65 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan 26
Debt collection 25
Payday loan, title loan, or personal loan 11
Consumer Loan 3

Where Red Cedar Services, Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
WA
9.2% of this company's filings
WA6CA5TX5NY5NJ3FL3PA3LA2

Red Cedar Services, Inc falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2021
1
-96.4% vs 2014
0102030 20142015201620172018201920202021 1

Top States

State Complaints
WA 6
CA 5
TX 5
NY 5
NJ 3
FL 3
PA 3
LA 2
CT 2
MD 2
CO 2
MI 2
MO 2
MA 2
TN 2
IL 2
OK 2
SC 1
IN 1
ID 1

Top Issues

Issue Complaints
Charged fees or interest I didn't expect 20
Communication tactics 10
Charged fees or interest you didn't expect 4
Cont'd attempts collect debt not owed 3
False statements or representation 3
Can't contact lender 3
Improper contact or sharing of info 3
Taking/threatening an illegal action 3
Attempts to collect debt not owed 3
Struggling to pay your loan 3
Problem with the payoff process at the end of the loan 2
Managing the loan or lease 2
Payment to acct not credited 1
Problems when you are unable to pay 1
Can't stop charges to bank account 1
Received a loan I didn't apply for 1
Can't stop withdrawals from your bank account 1
Problem when making payments 1

Yearly Trend

Year Complaints Timely
2014 28 85.7%
2015 11 100%
2016 9 100%
2017 4 100%
2018 6 100%
2019 3 100%
2020 3 100%
2021 1 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Red Cedar Services, Inc

Red Cedar Services, Inc's 65 logged complaints stay concentrated: only 31 states show a filing. Only 20% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2021-01-14.

Red Cedar Services, Inc answers 93.8% of complaints inside the CFPB's tracked window and closes 50.8% with a written explanation. 49.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan" draws the most filings, most often for "Charged fees or interest I didn't expect."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Red Cedar Services, Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Red Cedar Services, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Red Cedar Services, Inc (93.8% timely; 49.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture