CFPB · Narrative-heavy record
Dyck-O'Neal, Inc.
276 CFPB complaints · 47.5% with narratives · top issue Attempts to collect debt not owed.
Dyck-O'Neal, Inc.: 47.5% of 276 filings include consumer narratives. Timely 93.8% · relief 1.4% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +200% filings 2013 to 2026
CFPB relief outcome brief
CCDB company dyck-o-neal-inc
1.4% relief · 93.8% timely · 276 filings · Debt collection
Same-product relief peers
Nearest relief peer: Linebarger Goggan Blair & Sampson LLP (1.4% relief)
Dyck-O'Neal, Inc. closes 1.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Dyck-O'Neal, Inc.'s 276 filings include narrative text
47.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Dyck-O'Neal, Inc. complaint mix by product
- Debt collection 181 65.8% – 2% relief
- Mortgage 53 19.3% – 2% relief
- Credit reporting, 32 11.6% – 0% relief
- Consumer Loan 6 2.2% – 0% relief
- Debt or 1 0.4% – 0% relief
- Bank account 1 0.4% – 0% relief
- Credit reporting 1 0.4% – 0% relief
How Dyck-O'Neal, Inc.'s 276 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 181 |
| Mortgage | 53 |
| Credit reporting, credit repair services, or other personal consumer reports | 32 |
| Consumer Loan | 6 |
| Debt or credit management | 1 |
| Bank account or service | 1 |
| Credit reporting | 1 |
| Payday loan, title loan, or personal loan | 1 |
Where Dyck-O'Neal, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 18.5% of this company's filings
Dyck-O'Neal, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +200% vs 2013
Top States
| State | Complaints |
|---|---|
| FL | 51 |
| CA | 28 |
| TX | 25 |
| MD | 25 |
| NY | 15 |
| MI | 14 |
| GA | 11 |
| PA | 9 |
| TN | 9 |
| IL | 9 |
| CO | 8 |
| VA | 8 |
| AL | 7 |
| NC | 5 |
| OH | 5 |
| MO | 5 |
| NJ | 4 |
| IN | 4 |
| OR | 4 |
| ID | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 52 |
| Cont'd attempts collect debt not owed | 41 |
| Disclosure verification of debt | 19 |
| Incorrect information on your report | 18 |
| False statements or representation | 16 |
| Took or threatened to take negative or legal action | 15 |
| Communication tactics | 14 |
| Struggling to pay mortgage | 13 |
| Written notification about debt | 13 |
| Problem with a credit reporting company's investigation into an existing problem | 11 |
| Loan modification,collection,foreclosure | 11 |
| Loan servicing, payments, escrow account | 10 |
| Trouble during payment process | 8 |
| Managing the loan or lease | 5 |
| Taking/threatening an illegal action | 5 |
| Improper contact or sharing of info | 4 |
| Closing on a mortgage | 4 |
| Improper use of your report | 4 |
| Settlement process and costs | 2 |
| Threatened to contact someone or share information improperly | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 41 | 97.6% |
| 2015 | 28 | 85.7% |
| 2016 | 37 | 97.3% |
| 2017 | 28 | 96.4% |
| 2018 | 22 | 100% |
| 2019 | 29 | 100% |
| 2020 | 28 | 96.4% |
| 2021 | 13 | 92.3% |
| 2022 | 13 | 100% |
| 2023 | 14 | 71.4% |
| 2024 | 9 | 66.7% |
| 2025 | 10 | 90% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Dyck-O'Neal, Inc.'s narrative-rich complaint ledger
Dyck-O'Neal, Inc.'s 276 logged complaints stay concentrated: only 34 states show a filing. 47.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-04-12.
Dyck-O'Neal, Inc. answers 93.8% of complaints inside the CFPB's tracked window and closes 98.2% with a written explanation. 1.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Dyck-O'Neal, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Dyck-O'Neal, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 276.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 93.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Dyck-O'Neal, Inc. (93.8% timely; 1.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record