2026 data Public-data reference. official source

Dyck-O'Neal, Inc.

228 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

228 consumer complaints filed with the CFPB

This profile shows Dyck-O'Neal, Inc.'s complaint history from CFPB public records. 228 consumers have filed complaints since 2013. The company has a 93.9% timely response rate and has provided relief in 1.8% of cases.

228
Total Complaints
93.9%
Timely Response
13.6%
Disputed
1.8%
Relief Provided
33
States Active
2013
Since

Total complaints

228

Filed since 2013

Timely response

93.9%

CFPB-tracked response window

Relief rate

1.8%

Closed with monetary or non-monetary relief

Timely response rate 93.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.8%
Industry median

Share closed with monetary or non-monetary relief.

Dyck-O'Neal, Inc. complaint mix by product

Total complaints: 228

Dyck-O'Neal, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 228 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 149 complaints (65.4%), resolution 2.0% Debt collection 65.4% Mortgage: 44 complaints (19.3%), resolution 2.3% Mortgage 19.3% Credit reporting,: 26 complaints (11.4%), resolution 0.0% Credit reporting, 11.4% Consumer Loan: 6 complaints (2.6%), resolution 0.0% Payday loan,: 1 complaints (0.4%), resolution 0.0% Bank account: 1 complaints (0.4%), resolution 0.0% Credit reporting: 1 complaints (0.4%), resolution 0.0%
  • Debt collection 149 65.4% 2% relief
  • Mortgage 44 19.3% 2% relief
  • Credit reporting, 26 11.4% 0% relief
  • Consumer Loan 6 2.6% 0% relief
  • Payday loan, 1 0.4% 0% relief
  • Bank account 1 0.4% 0% relief
  • Credit reporting 1 0.4% 0% relief

How Dyck-O'Neal, Inc.'s 228 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 149
Mortgage 44
Credit reporting, credit repair services, or other personal consumer reports 26
Consumer Loan 6
Payday loan, title loan, or personal loan 1
Bank account or service 1
Credit reporting 1

Top States

State Complaints
FL 46
CA 22
TX 20
MD 19
NY 13
MI 12
CO 8
TN 8
VA 8
GA 7
AL 6
PA 5
OH 5
IL 5
NC 5
IN 4
SC 4
OR 3
MO 3
MA 3

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 38
Attempts to collect debt not owed 36
Incorrect information on your report 18
Disclosure verification of debt 17
Communication tactics 13
Written notification about debt 12
False statements or representation 12
Took or threatened to take negative or legal action 12
Loan servicing, payments, escrow account 10
Struggling to pay mortgage 10
Loan modification,collection,foreclosure 9
Problem with a credit reporting company's investigation into an existing problem 8
Trouble during payment process 6
Taking/threatening an illegal action 5
Managing the loan or lease 5
Closing on a mortgage 3
Improper contact or sharing of info 3
Settlement process and costs 2
Other 1
Charged fees or interest you didn't expect 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 41 97.6%
2015 23 82.6%
2016 33 97%
2017 26 96.2%
2018 18 100%
2019 23 100%
2020 20 95%
2021 10 90%
2022 6 100%
2023 9 88.9%
2024 9 66.7%
2025 8 87.5%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Dyck-O'Neal, Inc.

Dyck-O'Neal, Inc. has accumulated 228 consumer complaints in the CFPB public database, with filings active across 33 U.S. states. Of those submissions, 84 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-02-11, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Dyck-O'Neal, Inc. reports a 93.9% timely-response rate and has closed 97.8% of cases with a written explanation to the consumer. 1.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 13.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Cont'd attempts collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Dyck-O'Neal, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Dyck-O'Neal, Inc. have?

Dyck-O'Neal, Inc. has received 228 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Dyck-O'Neal, Inc. respond to complaints on time?

Dyck-O'Neal, Inc. has a 93.9% timely response rate to CFPB complaints.

What is the most common complaint about Dyck-O'Neal, Inc.?

The most common issue reported against Dyck-O'Neal, Inc. is "Cont'd attempts collect debt not owed" in the "Debt collection" product category.

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