CFPB · Narrative-heavy record
Rapid Auto Loans LLC
33 CFPB complaints · 60.6% with narratives · top issue Problem with the payoff process at the end of the loan.
Rapid Auto Loans LLC: 60.6% of 33 filings include consumer narratives. Timely 36.4% · relief 0% · top product Payday loan, title loan, or personal loan. Allegations, not findings.
- Narrative-heavy record
- -50% filings 2014 to 2026
CFPB relief outcome brief
CCDB company rapid-auto-loans-llc
0% relief · 36.4% timely · 33 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: Kashia Services (0% relief)
Rapid Auto Loans LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Rapid Auto Loans LLC's 33 filings include narrative text
60.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Rapid Auto Loans LLC complaint mix by product
- Payday loan, 17 51.5% – 0% relief
- Vehicle loan 6 18.2% – 0% relief
- Consumer Loan 6 18.2% – 0% relief
- Debt collection 4 12.1% – 0% relief
How Rapid Auto Loans LLC's 33 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 17 |
| Vehicle loan or lease | 6 |
| Consumer Loan | 6 |
| Debt collection | 4 |
Concentrated filing states for Rapid Auto Loans LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 84.8% of this company's filings
Rapid Auto Loans LLC falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -50% vs 2014
Top States
| State | Complaints |
|---|---|
| FL | 28 |
| TN | 1 |
| WA | 1 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Problem with the payoff process at the end of the loan | 7 |
| Struggling to pay your loan | 5 |
| Managing the loan or lease | 3 |
| Loan payment wasn't credited to your account | 2 |
| Attempts to collect debt not owed | 2 |
| Lender repossessed or sold the vehicle | 2 |
| Problems at the end of the loan or lease | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Repossession | 1 |
| Payment to acct not credited | 1 |
| Charged fees or interest I didn't expect | 1 |
| Taking out the loan or lease | 1 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 1 |
| Charged fees or interest you didn't expect | 1 |
| Can't contact lender or servicer | 1 |
| Can't stop withdrawals from your bank account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 50% |
| 2015 | 1 | 0% |
| 2016 | 3 | 100% |
| 2017 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 7 | 28.6% |
| 2021 | 4 | 100% |
| 2022 | 10 | 0% |
| 2023 | 2 | 0% |
| 2025 | 1 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Rapid Auto Loans LLC's narrative-rich complaint ledger
Rapid Auto Loans LLC's 33 logged complaints stay concentrated: only 4 states show a filing. 60.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-04-23.
Rapid Auto Loans LLC answers 36.4% of complaints inside the CFPB's tracked window and closes 57.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Problem with the payoff process at the end of the loan."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Rapid Auto Loans LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Rapid Auto Loans LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 33.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 36.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Rapid Auto Loans LLC (36.4% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record