Rapid Auto Loans LLC
33 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Rapid Auto Loans LLC complaint mix by product
- Payday loan, 17 51.5% – 0% relief
- Vehicle loan 6 18.2% – 0% relief
- Consumer Loan 6 18.2% – 0% relief
- Debt collection 4 12.1% – 0% relief
How Rapid Auto Loans LLC's 33 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 17 |
| Vehicle loan or lease | 6 |
| Consumer Loan | 6 |
| Debt collection | 4 |
Top States
| State | Complaints |
|---|---|
| FL | 28 |
| TN | 1 |
| WA | 1 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Problem with the payoff process at the end of the loan | 7 |
| Struggling to pay your loan | 5 |
| Managing the loan or lease | 3 |
| Loan payment wasn't credited to your account | 2 |
| Attempts to collect debt not owed | 2 |
| Lender repossessed or sold the vehicle | 2 |
| Problems at the end of the loan or lease | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Repossession | 1 |
| Payment to acct not credited | 1 |
| Charged fees or interest I didn't expect | 1 |
| Taking out the loan or lease | 1 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 1 |
| Charged fees or interest you didn't expect | 1 |
| Can't contact lender or servicer | 1 |
| Can't stop withdrawals from your bank account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 50% |
| 2015 | 1 | 0% |
| 2016 | 3 | 100% |
| 2017 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 7 | 28.6% |
| 2021 | 4 | 100% |
| 2022 | 10 | 0% |
| 2023 | 2 | 0% |
| 2025 | 1 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Rapid Auto Loans LLC
Rapid Auto Loans LLC's 33 logged complaints stay concentrated: only 4 states show a filing on record. 60.6% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2026-04-23.
Rapid Auto Loans LLC answers 36.4% of complaints inside the CFPB's tracked window and closes 57.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Problem with the payoff process at the end of the loan."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Rapid Auto Loans LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Rapid Auto Loans LLC have?
33, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Rapid Auto Loans LLC respond to complaints on time?
36.4% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Rapid Auto Loans LLC?
"Problem with the payoff process at the end of the loan", filed under the "Payday loan, title loan, or personal loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.