Total complaints
27
Filed since 2014
2026 data Public-data reference. official source
Rapid Auto Loans LLC
27 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
27 consumer complaints filed with the CFPB
This profile shows Rapid Auto Loans LLC's complaint history from CFPB public records. 27 consumers have filed complaints since 2014. The company has a 37% timely response rate and has provided relief in 0% of cases.
27
Total Complaints
37%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
2014
Since
Timely response
37%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 37.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
Rapid Auto Loans LLC complaint mix by product
- Payday loan, 14 51.9% – 0% relief
- Consumer Loan 5 18.5% – 0% relief
- Vehicle loan 5 18.5% – 0% relief
- Debt collection 3 11.1% – 0% relief
How Rapid Auto Loans LLC's 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 14 |
| Consumer Loan | 5 |
| Vehicle loan or lease | 5 |
| Debt collection | 3 |
Top States
| State | Complaints |
|---|---|
| FL | 23 |
| CA | 1 |
| WA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Problem with the payoff process at the end of the loan | 6 |
| Struggling to pay your loan | 4 |
| Managing the loan or lease | 3 |
| Loan payment wasn't credited to your account | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Payment to acct not credited | 1 |
| Taking out the loan or lease | 1 |
| Charged fees or interest you didn't expect | 1 |
| Charged fees or interest I didn't expect | 1 |
| Attempts to collect debt not owed | 1 |
| Repossession | 1 |
| Problems at the end of the loan or lease | 1 |
| Lender repossessed or sold the vehicle | 1 |
| Can't stop withdrawals from your bank account | 1 |
| Can't contact lender or servicer | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 50% |
| 2015 | 1 | 0% |
| 2016 | 2 | 100% |
| 2017 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 5 | 40% |
| 2021 | 3 | 100% |
| 2022 | 9 | 0% |
| 2023 | 2 | 0% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Rapid Auto Loans LLC
Rapid Auto Loans LLC has accumulated 27 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 15 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2025-11-04, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Rapid Auto Loans LLC reports a 37% timely-response rate and has closed 55.6% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, or personal loan", and the single most common underlying issue is "Problem with the payoff process at the end of the loan".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Rapid Auto Loans LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Rapid Auto Loans LLC have?
Rapid Auto Loans LLC has received 27 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Rapid Auto Loans LLC respond to complaints on time?
Rapid Auto Loans LLC has a 37% timely response rate to CFPB complaints.
What is the most common complaint about Rapid Auto Loans LLC?
The most common issue reported against Rapid Auto Loans LLC is "Problem with the payoff process at the end of the loan" in the "Payday loan, title loan, or personal loan" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
