We Collect Inc
129 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
We Collect Inc complaint mix by product
- Debt collection 61 48.0% – 3% relief
- Credit card 28 22.0% – 0% relief
- Checking or 20 15.7% – 0% relief
- Credit reporting 10 7.9% – 0% relief
- Payday loan, 5 3.9% – 0% relief
- Credit reporting, 2 1.6% – 0% relief
- Prepaid card 1 0.8% – 0% relief
How We Collect Inc's 129 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 61 |
| Credit card | 28 |
| Checking or savings account | 20 |
| Credit reporting or other personal consumer reports | 10 |
| Payday loan, title loan, personal loan, or advance loan | 5 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Prepaid card | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Consumer Loan | 1 |
Top States
| State | Complaints |
|---|---|
| OR | 42 |
| WA | 15 |
| CA | 12 |
| TX | 9 |
| GA | 5 |
| TN | 4 |
| PA | 4 |
| FL | 4 |
| MA | 3 |
| SC | 3 |
| AZ | 3 |
| NY | 2 |
| OK | 2 |
| WI | 2 |
| MN | 2 |
| MD | 2 |
| OH | 1 |
| AR | 1 |
| KY | 1 |
| NJ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 18 |
| Managing an account | 13 |
| Closing your account | 12 |
| False statements or representation | 12 |
| Incorrect information on your report | 10 |
| Written notification about debt | 10 |
| Cont'd attempts collect debt not owed | 9 |
| Problem with a purchase shown on your statement | 6 |
| Problem with a lender or other company charging your account | 4 |
| Took or threatened to take negative or legal action | 4 |
| Disclosure verification of debt | 4 |
| Other features, terms, or problems | 3 |
| Closing an account | 3 |
| Getting a credit card | 2 |
| Trouble using your card | 2 |
| Advertising and marketing, including promotional offers | 2 |
| Improper contact or sharing of info | 2 |
| Struggling to pay your loan | 1 |
| Improper use of your report | 1 |
| Fees or interest | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 1 | 100% |
| 2015 | 6 | 100% |
| 2016 | 8 | 87.5% |
| 2017 | 8 | 100% |
| 2018 | 7 | 100% |
| 2019 | 5 | 80% |
| 2020 | 2 | 0% |
| 2021 | 6 | 0% |
| 2022 | 4 | 50% |
| 2023 | 2 | 100% |
| 2024 | 5 | 100% |
| 2025 | 24 | 12.5% |
| 2026 | 50 | 4% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About We Collect Inc
We Collect Inc's 129 logged complaints stay concentrated: only 28 states show a filing on record. 42.6% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2026-06-25.
We Collect Inc answers 37.2% of complaints inside the CFPB's tracked window and closes 42.6% with a written explanation. 1.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about We Collect Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does We Collect Inc have?
129, per the CFPB's public complaint count for this company (see the full breakdown above).
Does We Collect Inc respond to complaints on time?
37.2% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about We Collect Inc?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.