CFPB · Narrative-heavy record
We Collect Inc
129 CFPB complaints · 42.6% with narratives · top issue Attempts to collect debt not owed.
We Collect Inc: 42.6% of 129 filings include consumer narratives. Timely 37.2% · relief 1.6% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +4900% filings 2013 to 2026
CFPB relief outcome brief
CCDB company we-collect-inc
1.6% relief · 37.2% timely · 129 filings · Debt collection
Same-product relief peers
Nearest relief peer: Colony Brands, Inc. (1.6% relief)
We Collect Inc closes 1.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of We Collect Inc's 129 filings include narrative text
42.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
We Collect Inc complaint mix by product
- Debt collection 61 48.0% – 3% relief
- Credit card 28 22.0% – 0% relief
- Checking or 20 15.7% – 0% relief
- Credit reporting 10 7.9% – 0% relief
- Payday loan, 5 3.9% – 0% relief
- Credit reporting, 2 1.6% – 0% relief
- Prepaid card 1 0.8% – 0% relief
How We Collect Inc's 129 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 61 |
| Credit card | 28 |
| Checking or savings account | 20 |
| Credit reporting or other personal consumer reports | 10 |
| Payday loan, title loan, personal loan, or advance loan | 5 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Prepaid card | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Consumer Loan | 1 |
Where We Collect Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- OR
- 32.6% of this company's filings
We Collect Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 50
- +4900% vs 2013
Top States
| State | Complaints |
|---|---|
| OR | 42 |
| WA | 15 |
| CA | 12 |
| TX | 9 |
| GA | 5 |
| TN | 4 |
| PA | 4 |
| FL | 4 |
| MA | 3 |
| SC | 3 |
| AZ | 3 |
| NY | 2 |
| OK | 2 |
| WI | 2 |
| MN | 2 |
| MD | 2 |
| OH | 1 |
| AR | 1 |
| KY | 1 |
| NJ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 18 |
| Managing an account | 13 |
| Closing your account | 12 |
| False statements or representation | 12 |
| Incorrect information on your report | 10 |
| Written notification about debt | 10 |
| Cont'd attempts collect debt not owed | 9 |
| Problem with a purchase shown on your statement | 6 |
| Problem with a lender or other company charging your account | 4 |
| Took or threatened to take negative or legal action | 4 |
| Disclosure verification of debt | 4 |
| Other features, terms, or problems | 3 |
| Closing an account | 3 |
| Getting a credit card | 2 |
| Trouble using your card | 2 |
| Advertising and marketing, including promotional offers | 2 |
| Improper contact or sharing of info | 2 |
| Struggling to pay your loan | 1 |
| Improper use of your report | 1 |
| Fees or interest | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 1 | 100% |
| 2015 | 6 | 100% |
| 2016 | 8 | 87.5% |
| 2017 | 8 | 100% |
| 2018 | 7 | 100% |
| 2019 | 5 | 80% |
| 2020 | 2 | 0% |
| 2021 | 6 | 0% |
| 2022 | 4 | 50% |
| 2023 | 2 | 100% |
| 2024 | 5 | 100% |
| 2025 | 24 | 12.5% |
| 2026 | 50 | 4% |
Source: CFPB Consumer Complaint Database
We Collect Inc's narrative-rich complaint ledger
We Collect Inc's 129 logged complaints stay concentrated: only 28 states show a filing. 42.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-25.
We Collect Inc answers 37.2% of complaints inside the CFPB's tracked window and closes 42.6% with a written explanation. 1.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about We Collect Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for We Collect Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 129.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 37.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for We Collect Inc (37.2% timely; 1.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record