CFPB · Single-product concentration
Prime Choice Funding Inc.
15 CFPB complaints · 86.7% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.
Prime Choice Funding Inc.: 86.7% of 15 CFPB complaints sit in "Mortgage". Timely 100% · relief 13.3%. Allegations, not findings.
- Single-product concentration
- -28.6% filings 2020 to 2025
CFPB relief outcome brief
CCDB company prime-choice-funding-inc
13.3% relief · 100% timely · 15 filings · Mortgage
Same-product relief peers
Nearest relief peer: Pennymac Loan Services, LLC. (13.4% relief)
Prime Choice Funding Inc. closes 13.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Prime Choice Funding Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (62/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
62 / 100 percentile-benchmarked
13.3% of complaints closed with relief to the consumer
Timely response
100 / 100 percentile-benchmarked
100% of complaints answered inside the CFPB 15-day window
Closed with explanation
76 / 100 percentile-benchmarked
86.7% of complaints closed with an explanation to the consumer
Most of Prime Choice Funding Inc.'s 15 filings include narrative text
73.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Prime Choice Funding Inc. complaint mix by product
- Mortgage 13 86.7% – 15% relief
- Credit reporting 1 6.7% – 0% relief
- Credit reporting, 1 6.7% – 0% relief
How Prime Choice Funding Inc.'s 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 13 |
| Credit reporting or other personal consumer reports | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where Prime Choice Funding Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 26.7% of this company's filings
Prime Choice Funding Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2025
- 5
- -28.6% vs 2020
Top States
| State | Complaints |
|---|---|
| FL | 4 |
| CA | 4 |
| TN | 2 |
| NJ | 2 |
| SC | 1 |
| AZ | 1 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 7 |
| Improper use of your report | 3 |
| Trouble during payment process | 2 |
| Closing on a mortgage | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 7 | 100% |
| 2021 | 2 | 100% |
| 2024 | 1 | 100% |
| 2025 | 5 | 100% |
Source: CFPB Consumer Complaint Database
Prime Choice Funding Inc. filings cluster in one product
Prime Choice Funding Inc.'s 15 logged complaints stay concentrated: only 7 states show a filing. 73.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2025-10-28.
Prime Choice Funding Inc. answers 100% of complaints inside the CFPB's tracked window and closes 86.7% with a written explanation. 13.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Prime Choice Funding Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Prime Choice Funding Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 15.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Prime Choice Funding Inc. (100% timely; 13.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration