2026 data Public-data reference. official source

Presto Loan Center, LLC

27 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

27 consumer complaints filed with the CFPB

This profile shows Presto Loan Center, LLC's complaint history from CFPB public records. 27 consumers have filed complaints since 2020. The company has a 100% timely response rate and has provided relief in 3.7% of cases.

27
Total Complaints
100%
Timely Response
0%
Disputed
3.7%
Relief Provided
4
States Active
2020
Since

Total complaints

27

Filed since 2020

Timely response

100%

CFPB-tracked response window

Relief rate

3.7%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.7%
Industry median

Share closed with monetary or non-monetary relief.

Presto Loan Center, LLC complaint mix by product

Total complaints: 27

Presto Loan Center, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 27 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 8 complaints (29.6%), resolution 12.5% Credit reporting, 29.6% Debt collection: 6 complaints (22.2%), resolution 0.0% Debt collection 22.2% Payday loan,: 5 complaints (18.5%), resolution 0.0% Payday loan, 18.5% Payday loan,: 5 complaints (18.5%), resolution 0.0% Payday loan, 18.5% Vehicle loan: 2 complaints (7.4%), resolution 0.0% Vehicle loan 7.4% Credit reporting: 1 complaints (3.7%), resolution 0.0%
  • Credit reporting, 8 29.6% 13% relief
  • Debt collection 6 22.2% 0% relief
  • Payday loan, 5 18.5% 0% relief
  • Payday loan, 5 18.5% 0% relief
  • Vehicle loan 2 7.4% 0% relief
  • Credit reporting 1 3.7% 0% relief

How Presto Loan Center, LLC's 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 8
Debt collection 6
Payday loan, title loan, or personal loan 5
Payday loan, title loan, personal loan, or advance loan 5
Vehicle loan or lease 2
Credit reporting or other personal consumer reports 1

Top States

State Complaints
AZ 23
NC 2
CA 1
GA 1

Top Issues

Issue Complaints
Incorrect information on your report 7
Took or threatened to take negative or legal action 5
Improper use of your report 3
Struggling to pay your loan 2
Charged fees or interest you didn't expect 2
Problem with a credit reporting company's investigation into an existing problem 2
Vehicle was repossessed or sold the vehicle 2
Problem with the payoff process at the end of the loan 1
Loan payment wasn't credited to your account 1
Problems at the end of the loan or lease 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2020 6 100%
2021 6 100%
2022 2 100%
2023 3 100%
2024 3 100%
2025 5 100%
2026 2 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Presto Loan Center, LLC

Presto Loan Center, LLC has accumulated 27 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 10 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2020, and the most recent logged activity is 2026-03-01, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Presto Loan Center, LLC reports a 100% timely-response rate and has closed 96.3% of cases with a written explanation to the consumer. 3.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting, credit repair services, or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Presto Loan Center, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Presto Loan Center, LLC have?

Presto Loan Center, LLC has received 27 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Presto Loan Center, LLC respond to complaints on time?

Presto Loan Center, LLC has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Presto Loan Center, LLC?

The most common issue reported against Presto Loan Center, LLC is "Incorrect information on your report" in the "Credit reporting, credit repair services, or other personal consumer reports" product category.

Related