CFPB · Diversified product mix

Presto Loan Center, LLC

30 CFPB complaints · diversified mix (top product 26.7%) · top issue Incorrect information on your report.

30 CFPB complaints

Presto Loan Center, LLC: top product "Debt collection" is only 26.7% of 30 - multi-bucket mix. Timely 100% · relief 3.3%. Allegations, not findings.

  • Diversified product mix
  • -50% filings 2020 to 2026

CFPB relief outcome brief

CCDB company presto-loan-center-llc

3.3% relief · 100% timely · 30 filings · Debt collection

Nearest relief peer: Ecmc Group, Inc. (3.3% relief)

Presto Loan Center, LLC (thi…3.3%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Presto Loan Center, LLC and nearest filing-volume peers

Presto Loan Center, LLC closes 3.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Presto Loan Center, LLC's 30 filings include narrative text

40% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Presto Loan Center, LLC complaint mix by product

Total complaints: 30

Presto Loan Center, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 30 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 8 complaints (26.7%), resolution 0.0% Debt collection 26.7% Credit reporting,: 8 complaints (26.7%), resolution 12.5% Credit reporting, 26.7% Payday loan,: 6 complaints (20.0%), resolution 0.0% Payday loan, 20.0% Payday loan,: 5 complaints (16.7%), resolution 0.0% Payday loan, 16.7% Vehicle loan: 2 complaints (6.7%), resolution 0.0% Vehicle loan 6.7% Credit reporting: 1 complaints (3.3%), resolution 0.0%
  • Debt collection 8 26.7% 0% relief
  • Credit reporting, 8 26.7% 13% relief
  • Payday loan, 6 20.0% 0% relief
  • Payday loan, 5 16.7% 0% relief
  • Vehicle loan 2 6.7% 0% relief
  • Credit reporting 1 3.3% 0% relief

How Presto Loan Center, LLC's 30 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 8
Credit reporting, credit repair services, or other personal consumer reports 8
Payday loan, title loan, personal loan, or advance loan 6
Payday loan, title loan, or personal loan 5
Vehicle loan or lease 2
Credit reporting or other personal consumer reports 1

Concentrated filing states for Presto Loan Center, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
AZ
86.7% of this company's filings
AZ26NC2CA1GA1

Presto Loan Center, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
3
-50% vs 2020
234567 2020202120222023202420252026 3

Top States

State Complaints
AZ 26
NC 2
CA 1
GA 1

Top Issues

Issue Complaints
Incorrect information on your report 7
Took or threatened to take negative or legal action 5
Charged fees or interest you didn't expect 3
Improper use of your report 3
Vehicle was repossessed or sold the vehicle 2
Problem with a credit reporting company's investigation into an existing problem 2
Written notification about debt 2
Struggling to pay your loan 2
Loan payment wasn't credited to your account 1
Problem with the payoff process at the end of the loan 1
Attempts to collect debt not owed 1
Problems at the end of the loan or lease 1

Yearly Trend

Year Complaints Timely
2020 6 100%
2021 6 100%
2022 3 100%
2023 3 100%
2024 3 100%
2025 6 100%
2026 3 100%

Source: CFPB Consumer Complaint Database

Presto Loan Center, LLC spreads across product buckets

Presto Loan Center, LLC's 30 logged complaints stay concentrated: only 4 states show a filing. 40% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-05-31.

Presto Loan Center, LLC answers 100% of complaints inside the CFPB's tracked window and closes 96.7% with a written explanation. 3.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Presto Loan Center, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Presto Loan Center, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Presto Loan Center, LLC (100% timely; 3.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix