CFPB · Lighter filing volume

Helvey & Associates, Inc., Warsaw, IN Branch

1.1K CFPB complaints (light-volume third) · 40 states · top issue Attempts to collect debt not owed.

1.1K CFPB complaints

Helvey & Associates, Inc., Warsaw, IN Branch is in the light-volume third with 1.1K CFPB complaints (ranks #323 of 342). Timely 99.4% · relief 3.3% · top product Debt collection. Allegations, not findings.

  • Lighter filing volume
  • +1375% filings 2014 to 2026

CFPB relief outcome brief

CCDB company helvey-associates-inc-warsaw-in-branch

3.3% relief · 99.4% timely · 1.1K filings · Debt collection

Nearest relief peer: Ecmc Group, Inc. (3.3% relief)

Helvey & Associates, Inc.,Warsaw, IN Branch (this)3.3%Freedom Financial Network7.4%21st Mortgage Corp.1%Empowerment Ventures, LLC81.7%Rfna, Lp13.7%
Closed-with-relief % among Helvey & Associates, Inc., Warsaw, IN Branch and nearest filing-volume peers

Helvey & Associates, Inc., Warsaw, IN Branch closes 3.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Helvey & Associates, Inc., Warsaw, IN Branch scores strongest on timely response (99/100 percentile-benchmarked) and weakest on relief provided (15/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

60 /100 grade C

Relief provided

15 / 100 percentile-benchmarked

3.3% of complaints closed with relief to the consumer

Timely response

99 / 100 percentile-benchmarked

99.4% of complaints answered inside the CFPB 15-day window

Closed with explanation

94 / 100 percentile-benchmarked

96.5% of complaints closed with an explanation to the consumer

How 1.1K complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 99.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Helvey & Associates, Inc., Warsaw, IN Branch complaint mix by product

Total complaints: 1.1K

Helvey & Associates, Inc., Warsaw, IN Branch complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.1K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 797 complaints (74.1%), resolution 3.5% Debt collection 74.1% Credit reporting: 164 complaints (15.3%), resolution 1.2% Credit reporting 15.3% Credit reporting,: 106 complaints (9.9%), resolution 5.7% Credit reporting, 9.9% Debt or: 4 complaints (0.4%), resolution 0.0% Credit reporting: 2 complaints (0.2%), resolution 0.0% Payday loan,: 1 complaints (0.1%), resolution 0.0% Vehicle loan: 1 complaints (0.1%), resolution 0.0%
  • Debt collection 797 74.1% – 4% relief
  • Credit reporting 164 15.3% – 1% relief
  • Credit reporting, 106 9.9% – 6% relief
  • Debt or 4 0.4% – 0% relief
  • Credit reporting 2 0.2% – 0% relief
  • Payday loan, 1 0.1% – 0% relief
  • Vehicle loan 1 0.1% – 0% relief

Lighter-volume mix: how Helvey & Associates, Inc., Warsaw, IN Branch's 1.1K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Debt collection 797
Credit reporting or other personal consumer reports 164
Credit reporting, credit repair services, or other personal consumer reports 106
Debt or credit management 4
Credit reporting 2
Payday loan, title loan, personal loan, or advance loan 1
Vehicle loan or lease 1

Nationwide filing states for Helvey & Associates, Inc., Warsaw, IN Branch

Top states by attributed volume, lighter-filing company

Nationwide footprint
Leading state
NC
30.3% of this company's filings
NC326FL194SC130OH94IN68MI51GA31TX28

Helvey & Associates, Inc., Warsaw, IN Branch rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
118
+1375% vs 2014
0100200300 2014201620182020202220242026 118

Volume vs. relief

Where Helvey & Associates, Inc., Warsaw, IN Branch sits on volume vs. relief

Among the 342 companies large enough to be indexed on PlainComplaint, Helvey & Associates, Inc., Warsaw, IN Branch files more complaint volume than 6% of them, and closes complaints with relief more often than 51% of them, placing it in the quadrant for lower volume, above-average relief. Complaint volume and relief rate are independent figures: a high-volume company can still resolve most complaints, and a low-volume one can resolve few.

Helvey & Associates, Inc., Warsaw, IN Branch vs. a 29-company national peer sample, volume percentile vs. relief-rate percentile. 2×2 strategic matrix plotting 30 entities by Volume percentile (X) and Relief percentile (Y), with a crosshair dividing the plot into four quadrants. High volume, high reliefLow volume, high reliefHigh volume, low reliefLow volume, low relief 020406080 020406080100 Volume percentile Relief percentile
Helvey & Associates, Inc., Warsaw, IN Branch vs. a 29-company national peer sample, volume percentile vs. relief-rate percentile.

Total complaints: 1,075 · Closed with relief: 3.3%

Top States

State Complaints
NC 326
FL 194
SC 130
OH 94
IN 68
MI 51
GA 31
TX 28
CA 19
NJ 15
KY 14
PA 14
NY 13
VA 11
AZ 10
MD 7
TN 6
IL 6
CO 4
WY 4

Top Issues

Issue Complaints
Attempts to collect debt not owed 430
Written notification about debt 180
Incorrect information on your report 147
False statements or representation 71
Took or threatened to take negative or legal action 63
Improper use of your report 55
Problem with a company's investigation into an existing problem 32
Problem with a credit reporting company's investigation into an existing problem 31
Cont'd attempts collect debt not owed 22
Disclosure verification of debt 16
Communication tactics 11
Confusing or missing disclosures 3
Credit monitoring or identity theft protection services 3
Electronic communications 2
Identity theft protection or other monitoring services 1
Problem with a company's investigation into an existing issue 1
Unauthorized withdrawals or charges 1
Problem with fraud alerts or security freezes 1
Repossession 1
Credit reporting company's investigation 1

Yearly Trend

Year Complaints Timely
2014 8 75%
2015 13 84.6%
2016 12 91.7%
2017 22 95.5%
2018 42 100%
2019 58 100%
2020 65 100%
2021 92 100%
2022 57 100%
2023 121 100%
2024 188 100%
2025 279 100%
2026 118 100%

Source: CFPB Consumer Complaint Database

Helvey & Associates, Inc., Warsaw, IN Branch in the light-volume third

Helvey & Associates, Inc., Warsaw, IN Branch's 1,075 logged complaints reach a nationwide footprint - 40 states have at least one filing. Only 38.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-04. Volume lands in the lightest third of the indexed company corpus (#323 of 342).

Helvey & Associates, Inc., Warsaw, IN Branch answers 99.4% of complaints inside the CFPB's tracked window and closes 96.5% with a written explanation. 3.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Helvey & Associates, Inc., Warsaw, IN Branch.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Helvey & Associates, Inc., Warsaw, IN Branch: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Helvey & Associates, Inc., Warsaw, IN Branch (#323 of 342; 99.4% timely; 3.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Lighter filing volume