CFPB · Single-product concentration

Powerpay, LLC

18 CFPB complaints · 83.3% in "Payday loan, title loan, personal loan, or advance loan" · top issue Problem when making payments.

18 CFPB complaints

Powerpay, LLC: 83.3% of 18 CFPB complaints sit in "Payday loan, title loan, personal loan, or advance loan". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +250% filings 2025 to 2026

CFPB relief outcome brief

CCDB company powerpay-llc

0% relief · 100% timely · 18 filings · Payday loan, title loan, personal loan, or advance loan

Nearest relief peer: CCF Intermediate Holdings LLC (0% relief)

Powerpay, LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Powerpay, LLC and nearest filing-volume peers

Powerpay, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Powerpay, LLC's 18 filings include narrative text

44.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Powerpay, LLC complaint mix by product

Total complaints: 18

Powerpay, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 18 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 15 complaints (83.3%), resolution 0.0% Payday loan, 83.3% Credit reporting: 3 complaints (16.7%), resolution 0.0% Credit reporting 16.7%
  • Payday loan, 15 83.3% 0% relief
  • Credit reporting 3 16.7% 0% relief

How Powerpay, LLC's 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 15
Credit reporting or other personal consumer reports 3

Where Powerpay, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
VA
27.8% of this company's filings
VA5GA2RI1MD1CO1SC1MN1TX1

Powerpay, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
14
+250% vs 2025
051015 20252026 14

Top States

State Complaints
VA 5
GA 2
RI 1
MD 1
CO 1
SC 1
MN 1
TX 1
WA 1
NY 1
MO 1
NH 1
IL 1

Top Issues

Issue Complaints
Problem when making payments 6
Charged fees or interest you didn't expect 3
Problem with a company's investigation into an existing problem 3
Problem with the payoff process at the end of the loan 2
Problem with additional add-on products or services 1
Getting the loan 1
Improper use of your report 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2025 4 100%
2026 14 100%

Source: CFPB Consumer Complaint Database

Powerpay, LLC filings cluster in one product

Powerpay, LLC's 18 logged complaints stay concentrated: only 13 states show a filing. 44.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2025 through 2026-06-09.

Powerpay, LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Problem when making payments."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Powerpay, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Powerpay, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Powerpay, LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration