2026 data Public-data reference. official source

UNITED BANKSHARES, INC.

176 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

176 consumer complaints filed with the CFPB

This profile shows UNITED BANKSHARES, INC.'s complaint history from CFPB public records. 176 consumers have filed complaints since 2017. The company has a 98.9% timely response rate and has provided relief in 12.5% of cases.

176
Total Complaints
98.9%
Timely Response
0%
Disputed
12.5%
Relief Provided
15
States Active
2017
Since

Total complaints

176

Filed since 2017

Timely response

98.9%

CFPB-tracked response window

Relief rate

12.5%

Closed with monetary or non-monetary relief

Timely response rate 98.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 12.5%
Industry median

Share closed with monetary or non-monetary relief.

UNITED BANKSHARES, INC. complaint mix by product

Total complaints: 176

UNITED BANKSHARES, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 176 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 114 complaints (66.7%), resolution 16.7% Checking or 66.7% Mortgage: 23 complaints (13.5%), resolution 8.7% Mortgage 13.5% Credit reporting: 10 complaints (5.8%), resolution 0.0% Credit reporting,: 9 complaints (5.3%), resolution 0.0% Money transfer,: 6 complaints (3.5%), resolution 16.7% Vehicle loan: 5 complaints (2.9%), resolution 0.0% Debt collection: 4 complaints (2.3%), resolution 0.0%
  • Checking or 114 66.7% 17% relief
  • Mortgage 23 13.5% 9% relief
  • Credit reporting 10 5.8% 0% relief
  • Credit reporting, 9 5.3% 0% relief
  • Money transfer, 6 3.5% 17% relief
  • Vehicle loan 5 2.9% 0% relief
  • Debt collection 4 2.3% 0% relief

How UNITED BANKSHARES, INC.'s 176 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 114
Mortgage 23
Credit reporting or other personal consumer reports 10
Credit reporting, credit repair services, or other personal consumer reports 9
Money transfer, virtual currency, or money service 6
Vehicle loan or lease 5
Debt collection 4
Credit card or prepaid card 2
Payday loan, title loan, or personal loan 2
Credit card 1

Top States

State Complaints
VA 48
WV 30
NC 25
MD 20
SC 14
DC 14
PA 5
FL 4
TX 3
GA 2
MA 2
CA 1
NJ 1
NV 1
MI 1

Top Issues

Issue Complaints
Managing an account 80
Trouble during payment process 14
Closing an account 13
Incorrect information on your report 12
Problem with a lender or other company charging your account 8
Problem caused by your funds being low 8
Applying for a mortgage or refinancing an existing mortgage 6
Opening an account 5
Attempts to collect debt not owed 4
Improper use of your report 4
Problem with a company's investigation into an existing problem 3
Fraud or scam 2
Managing the loan or lease 2
Problem with a purchase shown on your statement 2
Repossession 2
Problem with a credit reporting company's investigation into an existing problem 1
Unauthorized transactions or other transaction problem 1
Getting a credit card 1
Money was not available when promised 1
Struggling to pay mortgage 1

Yearly Trend

Year Complaints Timely
2017 4 100%
2018 9 100%
2019 12 100%
2020 28 100%
2021 28 100%
2022 16 100%
2023 24 95.8%
2024 15 100%
2025 28 96.4%
2026 12 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About UNITED BANKSHARES, INC.

UNITED BANKSHARES, INC. has accumulated 176 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 38 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2026-03-17, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, UNITED BANKSHARES, INC. reports a 98.9% timely-response rate and has closed 87.5% of cases with a written explanation to the consumer. 12.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating UNITED BANKSHARES, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does UNITED BANKSHARES, INC. have?

UNITED BANKSHARES, INC. has received 176 consumer complaints filed with the Consumer Financial Protection Bureau.

Does UNITED BANKSHARES, INC. respond to complaints on time?

UNITED BANKSHARES, INC. has a 98.9% timely response rate to CFPB complaints.

What is the most common complaint about UNITED BANKSHARES, INC.?

The most common issue reported against UNITED BANKSHARES, INC. is "Managing an account" in the "Checking or savings account" product category.

Related