Total complaints
176
Filed since 2017
176 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
176 consumer complaints filed with the CFPB
This profile shows UNITED BANKSHARES, INC.'s complaint history from CFPB public records. 176 consumers have filed complaints since 2017. The company has a 98.9% timely response rate and has provided relief in 12.5% of cases.
Total complaints
176
Filed since 2017
Timely response
98.9%
CFPB-tracked response window
Relief rate
12.5%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How UNITED BANKSHARES, INC.'s 176 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Checking or savings account | 114 |
| Mortgage | 23 |
| Credit reporting or other personal consumer reports | 10 |
| Credit reporting, credit repair services, or other personal consumer reports | 9 |
| Money transfer, virtual currency, or money service | 6 |
| Vehicle loan or lease | 5 |
| Debt collection | 4 |
| Credit card or prepaid card | 2 |
| Payday loan, title loan, or personal loan | 2 |
| Credit card | 1 |
| State | Complaints |
|---|---|
| VA | 48 |
| WV | 30 |
| NC | 25 |
| MD | 20 |
| SC | 14 |
| DC | 14 |
| PA | 5 |
| FL | 4 |
| TX | 3 |
| GA | 2 |
| MA | 2 |
| CA | 1 |
| NJ | 1 |
| NV | 1 |
| MI | 1 |
| Issue | Complaints |
|---|---|
| Managing an account | 80 |
| Trouble during payment process | 14 |
| Closing an account | 13 |
| Incorrect information on your report | 12 |
| Problem with a lender or other company charging your account | 8 |
| Problem caused by your funds being low | 8 |
| Applying for a mortgage or refinancing an existing mortgage | 6 |
| Opening an account | 5 |
| Attempts to collect debt not owed | 4 |
| Improper use of your report | 4 |
| Problem with a company's investigation into an existing problem | 3 |
| Fraud or scam | 2 |
| Managing the loan or lease | 2 |
| Problem with a purchase shown on your statement | 2 |
| Repossession | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Unauthorized transactions or other transaction problem | 1 |
| Getting a credit card | 1 |
| Money was not available when promised | 1 |
| Struggling to pay mortgage | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 4 | 100% |
| 2018 | 9 | 100% |
| 2019 | 12 | 100% |
| 2020 | 28 | 100% |
| 2021 | 28 | 100% |
| 2022 | 16 | 100% |
| 2023 | 24 | 95.8% |
| 2024 | 15 | 100% |
| 2025 | 28 | 96.4% |
| 2026 | 12 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
UNITED BANKSHARES, INC. has accumulated 176 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 38 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2026-03-17, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, UNITED BANKSHARES, INC. reports a 98.9% timely-response rate and has closed 87.5% of cases with a written explanation to the consumer. 12.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating UNITED BANKSHARES, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
UNITED BANKSHARES, INC. has received 176 consumer complaints filed with the Consumer Financial Protection Bureau.
UNITED BANKSHARES, INC. has a 98.9% timely response rate to CFPB complaints.
The most common issue reported against UNITED BANKSHARES, INC. is "Managing an account" in the "Checking or savings account" product category.
Read our methodology — how this data is sourced, computed, and verified.