CFPB · Mid-pack CFPB posture
Pacific Lending LLC
3 CFPB complaints · 2 states · top issue Closing on a mortgage.
Pacific Lending LLC has 3 consumer complaints in the CFPB public database. Timely response is 33.3%; 0% closed with relief; top product Mortgage. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +100% filings 2020 to 2023
CFPB relief outcome brief
CCDB company pacific-lending-llc
0% relief · 33.3% timely · 3 filings · Mortgage
Same-product relief peers
Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)
Pacific Lending LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Pacific Lending LLC complaint mix by product
- Mortgage 2 66.7% – 0% relief
- Payday loan, 1 33.3% – 0% relief
How Pacific Lending LLC's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 2 |
| Payday loan, title loan, or personal loan | 1 |
Concentrated filing states for Pacific Lending LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 66.7% of this company's filings
Pacific Lending LLC rising annual filings
Annual filing volume from the CFPB public database
- 2023
- 2
- +100% vs 2020
Top States
| State | Complaints |
|---|---|
| TX | 2 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Closing on a mortgage | 2 |
| Problem with additional add-on products or services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 1 | 100% |
| 2023 | 2 | 0% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Pacific Lending LLC
Pacific Lending LLC's 3 logged complaints stay concentrated: only 2 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2020 through 2023-10-19.
Pacific Lending LLC answers 33.3% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Pacific Lending LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Pacific Lending LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 3.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 33.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Pacific Lending LLC (33.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture