CFPB · Single-product concentration

Oxford Law, LLC

149 CFPB complaints · 96% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

149 CFPB complaints

Oxford Law, LLC: 96% of 149 CFPB complaints sit in "Debt collection". Timely 99.3% · relief 71.8%. Allegations, not findings.

  • Single-product concentration
  • -94.1% filings 2013 to 2019

CFPB relief outcome brief

CCDB company oxford-law-llc

71.8% relief · 99.3% timely · 149 filings · Debt collection

Nearest relief peer: Oracle Financial Group LLC. (72.1% relief)

Oxford Law, LLC (this)71.8%First Merchants Corporation10.1%National Recoveries, Inc.0.7%Access Group Inc.0%Exto Inc.3.3%
Closed-with-relief % among Oxford Law, LLC and nearest filing-volume peers

Oxford Law, LLC closes 71.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 149 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 99.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 71.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Oxford Law, LLC complaint mix by product

Total complaints: 149

Oxford Law, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 149 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 143 complaints (96.0%), resolution 72.7% Debt collection 96.0% Student loan: 3 complaints (2.0%), resolution 33.3% Consumer Loan: 2 complaints (1.3%), resolution 50.0% Credit card: 1 complaints (0.7%), resolution 100.0%
  • Debt collection 143 96.0% 73% relief
  • Student loan 3 2.0% 33% relief
  • Consumer Loan 2 1.3% 50% relief
  • Credit card 1 0.7% 100% relief

How Oxford Law, LLC's 149 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 143
Student loan 3
Consumer Loan 2
Credit card 1

Where Oxford Law, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
16.8% of this company's filings
FL25CA20PA14TX13VA9NJ5GA5SC4

Oxford Law, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2019
1
-94.1% vs 2013
020406080100 20132014201520162019 1

Top States

State Complaints
FL 25
CA 20
PA 14
TX 13
VA 9
NJ 5
GA 5
SC 4
MI 4
OR 4
MD 3
KY 3
DC 3
WI 3
WA 3
NY 3
IN 3
OH 3
NM 2
MT 2

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 52
Communication tactics 37
Improper contact or sharing of info 25
Disclosure verification of debt 11
False statements or representation 10
Taking/threatening an illegal action 8
Dealing with my lender or servicer 2
Problems when you are unable to pay 2
Other 1
Struggling to repay your loan 1

Yearly Trend

Year Complaints Timely
2013 17 100%
2014 81 100%
2015 33 100%
2016 17 100%
2019 1 0%

Source: CFPB Consumer Complaint Database

Oxford Law, LLC filings cluster in one product

Oxford Law, LLC's 149 logged complaints stay concentrated: only 34 states show a filing. Only 14.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2019-12-23.

Oxford Law, LLC answers 99.3% of complaints inside the CFPB's tracked window and closes 27.5% with a written explanation. 71.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Oxford Law, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Oxford Law, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Oxford Law, LLC (99.3% timely; 71.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration