CFPB · Single-product concentration
Oracle Financial Group LLC.
197 CFPB complaints · 89.8% in "Debt collection" · top issue Taking/threatening an illegal action.
Oracle Financial Group LLC.: 89.8% of 197 CFPB complaints sit in "Debt collection". Timely 92.9% · relief 72.1%. Allegations, not findings.
- Single-product concentration
- +266.7% filings 2013 to 2019
CFPB relief outcome brief
CCDB company oracle-financial-group-llc
72.1% relief · 92.9% timely · 197 filings · Debt collection
Same-product relief peers
Nearest relief peer: Oxford Law, LLC (71.8% relief)
Oracle Financial Group LLC. closes 72.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Oracle Financial Group LLC.'s 197 filings include narrative text
40.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Oracle Financial Group LLC. complaint mix by product
- Debt collection 177 89.8% – 73% relief
- Payday loan 7 3.6% – 71% relief
- Payday loan, 6 3.0% – 17% relief
- Consumer Loan 5 2.5% – 100% relief
- Credit card 1 0.5% – 100% relief
- Credit card 1 0.5% – 100% relief
How Oracle Financial Group LLC.'s 197 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 177 |
| Payday loan | 7 |
| Payday loan, title loan, or personal loan | 6 |
| Consumer Loan | 5 |
| Credit card or prepaid card | 1 |
| Credit card | 1 |
Nationwide filing states for Oracle Financial Group LLC.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 17.8% of this company's filings
Oracle Financial Group LLC. rising annual filings
Annual filing volume from the CFPB public database
- 2019
- 11
- +266.7% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 35 |
| FL | 23 |
| CA | 21 |
| OH | 12 |
| TN | 11 |
| MO | 7 |
| PA | 6 |
| NJ | 6 |
| VA | 5 |
| SC | 5 |
| MI | 5 |
| OR | 4 |
| NC | 4 |
| GA | 4 |
| DE | 3 |
| MD | 3 |
| IL | 3 |
| OK | 3 |
| IN | 3 |
| WI | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Taking/threatening an illegal action | 42 |
| Communication tactics | 39 |
| False statements or representation | 31 |
| Cont'd attempts collect debt not owed | 20 |
| Took or threatened to take negative or legal action | 17 |
| Improper contact or sharing of info | 16 |
| Disclosure verification of debt | 5 |
| Problems when you are unable to pay | 5 |
| Charged fees or interest I didn't expect | 4 |
| Threatened to contact someone or share information improperly | 3 |
| Attempts to collect debt not owed | 2 |
| Payment to acct not credited | 2 |
| Written notification about debt | 2 |
| Struggling to pay your loan | 2 |
| Can't contact lender or servicer | 2 |
| Problem with a purchase shown on your statement | 1 |
| Received a loan I didn't apply for | 1 |
| Delinquent account | 1 |
| Charged fees or interest you didn't expect | 1 |
| Can't stop withdrawals from your bank account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 3 | 0% |
| 2014 | 47 | 95.7% |
| 2015 | 54 | 96.3% |
| 2016 | 34 | 88.2% |
| 2017 | 31 | 93.5% |
| 2018 | 17 | 94.1% |
| 2019 | 11 | 100% |
Source: CFPB Consumer Complaint Database
Oracle Financial Group LLC. filings cluster in one product
Oracle Financial Group LLC.'s 197 logged complaints reach a nationwide footprint - 40 states have at least one filing. 40.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2019-10-31.
Oracle Financial Group LLC. answers 92.9% of complaints inside the CFPB's tracked window and closes 22.8% with a written explanation. 72.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Taking/threatening an illegal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Oracle Financial Group LLC..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Oracle Financial Group LLC.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 197.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 92.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Oracle Financial Group LLC. (92.9% timely; 72.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration