CFPB · Single-product concentration
The Regional Adjustment Bureau, Incorporated
145 CFPB complaints · 75.2% in "Debt collection" · top issue Cont'd attempts collect debt not owed.
The Regional Adjustment Bureau, Incorporated: 75.2% of 145 CFPB complaints sit in "Debt collection". Timely 99.3% · relief 72.4%. Allegations, not findings.
- Single-product concentration
- -66.7% filings 2013 to 2018
CFPB relief outcome brief
CCDB company the-regional-adjustment-bureau-incorporated
72.4% relief · 99.3% timely · 145 filings · Debt collection
Same-product relief peers
Nearest relief peer: Oracle Financial Group LLC. (72.1% relief)
The Regional Adjustment Bureau, Incorporated closes 72.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
The Regional Adjustment Bureau, Incorporated scores strongest on relief provided (100/100 percentile-benchmarked) and weakest on closed with explanation (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
100 / 100 percentile-benchmarked
72.4% of complaints closed with relief to the consumer
Timely response
99 / 100 percentile-benchmarked
99.3% of complaints answered inside the CFPB 15-day window
Closed with explanation
0 / 100 percentile-benchmarked
26.2% of complaints closed with an explanation to the consumer
How 145 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
The Regional Adjustment Bureau, Incorporated complaint mix by product
- Debt collection 109 75.2% – 71% relief
- Student loan 30 20.7% – 80% relief
- Consumer Loan 4 2.8% – 75% relief
- Payday loan 1 0.7% – 0% relief
- Mortgage 1 0.7% – 100% relief
How The Regional Adjustment Bureau, Incorporated's 145 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 109 |
| Student loan | 30 |
| Consumer Loan | 4 |
| Payday loan | 1 |
| Mortgage | 1 |
Where The Regional Adjustment Bureau, Incorporated complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 11.7% of this company's filings
The Regional Adjustment Bureau, Incorporated falling annual filings
Annual filing volume from the CFPB public database
- 2018
- 8
- -66.7% vs 2013
Top States
| State | Complaints |
|---|---|
| NY | 17 |
| FL | 15 |
| CA | 14 |
| GA | 8 |
| MD | 7 |
| TX | 6 |
| MI | 6 |
| NC | 6 |
| PA | 6 |
| NJ | 5 |
| VA | 5 |
| WA | 4 |
| VT | 4 |
| IL | 4 |
| TN | 4 |
| MO | 3 |
| CT | 3 |
| CO | 3 |
| WI | 3 |
| MN | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 31 |
| Communication tactics | 28 |
| Improper contact or sharing of info | 20 |
| Dealing with my lender or servicer | 18 |
| Disclosure verification of debt | 15 |
| False statements or representation | 6 |
| Written notification about debt | 6 |
| Problems when you are unable to pay | 5 |
| Can't repay my loan | 4 |
| Dealing with your lender or servicer | 4 |
| Attempts to collect debt not owed | 3 |
| Getting a loan | 2 |
| Managing the loan or lease | 1 |
| Payment to acct not credited | 1 |
| Struggling to pay mortgage | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 24 | 100% |
| 2014 | 33 | 100% |
| 2015 | 34 | 97.1% |
| 2016 | 21 | 100% |
| 2017 | 25 | 100% |
| 2018 | 8 | 100% |
Source: CFPB Consumer Complaint Database
The Regional Adjustment Bureau, Incorporated filings cluster in one product
The Regional Adjustment Bureau, Incorporated's 145 logged complaints stay concentrated: only 34 states show a filing. Only 24.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2018-08-10.
The Regional Adjustment Bureau, Incorporated answers 99.3% of complaints inside the CFPB's tracked window and closes 26.2% with a written explanation. 72.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about The Regional Adjustment Bureau, Incorporated.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for The Regional Adjustment Bureau, Incorporated: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 145.
- American Pacific Mortgage Δ 0 complaints · 6.2% relief 145complaints
- Everest Receivable Services Inc. Δ 0 complaints · 0% relief 145complaints
- High Point Asset Inc Δ 0 complaints · 0% relief 145complaints
- Neighborhood Assistance Corporation of America ("NACA") Δ 0 complaints · 2.8% relief 145complaints
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for The Regional Adjustment Bureau, Incorporated (99.3% timely; 72.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration