2026 data Public-data reference. official source

National Recoveries, Inc.

125 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

125 consumer complaints filed with the CFPB

This profile shows National Recoveries, Inc.'s complaint history from CFPB public records. 125 consumers have filed complaints since 2013. The company has a 94.4% timely response rate and has provided relief in 0.8% of cases.

125
Total Complaints
94.4%
Timely Response
4%
Disputed
0.8%
Relief Provided
34
States Active
2013
Since

Total complaints

125

Filed since 2013

Timely response

94.4%

CFPB-tracked response window

Relief rate

0.8%

Closed with monetary or non-monetary relief

Timely response rate 94.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.8%
Industry median

Share closed with monetary or non-monetary relief.

National Recoveries, Inc. complaint mix by product

Total complaints: 125

National Recoveries, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 125 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 78 complaints (62.4%), resolution 1.3% Debt collection 62.4% Student loan: 45 complaints (36.0%), resolution 0.0% Student loan 36.0% Credit card: 1 complaints (0.8%), resolution 0.0% Mortgage: 1 complaints (0.8%), resolution 0.0%
  • Debt collection 78 62.4% 1% relief
  • Student loan 45 36.0% 0% relief
  • Credit card 1 0.8% 0% relief
  • Mortgage 1 0.8% 0% relief

How National Recoveries, Inc.'s 125 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 78
Student loan 45
Credit card 1
Mortgage 1

Top States

State Complaints
CA 16
NY 10
GA 8
MI 8
OH 7
PA 6
AZ 5
IL 5
WA 5
TX 4
NC 4
FL 4
MD 4
MS 4
NJ 3
VA 3
AL 3
MO 2
TN 2
SD 2

Top Issues

Issue Complaints
Dealing with your lender or servicer 24
Attempts to collect debt not owed 19
Written notification about debt 14
Took or threatened to take negative or legal action 10
Dealing with my lender or servicer 9
Cont'd attempts collect debt not owed 9
False statements or representation 8
Communication tactics 6
Disclosure verification of debt 6
Struggling to repay your loan 5
Can't repay my loan 5
Threatened to contact someone or share information improperly 3
Improper contact or sharing of info 2
Taking/threatening an illegal action 1
Delinquent account 1
Other 1
Incorrect information on your report 1
Repaying your loan 1

Yearly Trend

Year Complaints Timely
2013 5 100%
2014 7 100%
2015 5 40%
2016 10 90%
2017 26 96.2%
2018 34 100%
2019 25 92%
2020 11 100%
2021 2 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About National Recoveries, Inc.

National Recoveries, Inc. has accumulated 125 consumer complaints in the CFPB public database, with filings active across 34 U.S. states. Of those submissions, 45 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2021-03-14, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, National Recoveries, Inc. reports a 94.4% timely-response rate and has closed 80% of cases with a written explanation to the consumer. 0.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Dealing with your lender or servicer".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating National Recoveries, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does National Recoveries, Inc. have?

National Recoveries, Inc. has received 125 consumer complaints filed with the Consumer Financial Protection Bureau.

Does National Recoveries, Inc. respond to complaints on time?

National Recoveries, Inc. has a 94.4% timely response rate to CFPB complaints.

What is the most common complaint about National Recoveries, Inc.?

The most common issue reported against National Recoveries, Inc. is "Dealing with your lender or servicer" in the "Debt collection" product category.

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