CFPB · Narrative-heavy record
National Recoveries, Inc.
149 CFPB complaints · 46.3% with narratives · top issue Dealing with your lender or servicer.
National Recoveries, Inc.: 46.3% of 149 filings include consumer narratives. Timely 94% · relief 0.7% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- -40% filings 2013 to 2021
CFPB relief outcome brief
CCDB company national-recoveries-inc
0.7% relief · 94% timely · 149 filings · Debt collection
Same-product relief peers
Nearest relief peer: Ad Astra Recovery Services Inc (0.7% relief)
National Recoveries, Inc. closes 0.7% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of National Recoveries, Inc.'s 149 filings include narrative text
46.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
National Recoveries, Inc. complaint mix by product
- Debt collection 89 59.7% – 1% relief
- Student loan 57 38.3% – 0% relief
- Mortgage 1 0.7% – 0% relief
- Credit card 1 0.7% – 0% relief
- Credit reporting, 1 0.7% – 0% relief
How National Recoveries, Inc.'s 149 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 89 |
| Student loan | 57 |
| Mortgage | 1 |
| Credit card | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where National Recoveries, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 12.8% of this company's filings
National Recoveries, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2021
- 3
- -40% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 19 |
| NY | 15 |
| MI | 10 |
| OH | 8 |
| GA | 8 |
| TX | 8 |
| IL | 7 |
| PA | 7 |
| AZ | 5 |
| MD | 5 |
| WA | 5 |
| MS | 4 |
| NC | 4 |
| FL | 4 |
| AL | 3 |
| NJ | 3 |
| VA | 3 |
| CO | 2 |
| MO | 2 |
| AR | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Dealing with your lender or servicer | 32 |
| Attempts to collect debt not owed | 23 |
| Written notification about debt | 16 |
| Took or threatened to take negative or legal action | 11 |
| Dealing with my lender or servicer | 10 |
| False statements or representation | 10 |
| Cont'd attempts collect debt not owed | 9 |
| Struggling to repay your loan | 7 |
| Disclosure verification of debt | 7 |
| Can't repay my loan | 6 |
| Communication tactics | 6 |
| Threatened to contact someone or share information improperly | 4 |
| Improper contact or sharing of info | 2 |
| Incorrect information on your report | 2 |
| Taking/threatening an illegal action | 1 |
| Other | 1 |
| Repaying your loan | 1 |
| Delinquent account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 5 | 100% |
| 2014 | 7 | 100% |
| 2015 | 5 | 40% |
| 2016 | 12 | 75% |
| 2017 | 29 | 96.6% |
| 2018 | 41 | 100% |
| 2019 | 34 | 94.1% |
| 2020 | 13 | 100% |
| 2021 | 3 | 100% |
Source: CFPB Consumer Complaint Database
National Recoveries, Inc.'s narrative-rich complaint ledger
National Recoveries, Inc.'s 149 logged complaints stay concentrated: only 36 states show a filing. 46.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2021-09-28.
National Recoveries, Inc. answers 94% of complaints inside the CFPB's tracked window and closes 82.6% with a written explanation. 0.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Dealing with your lender or servicer."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about National Recoveries, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for National Recoveries, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 149.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for National Recoveries, Inc. (94% timely; 0.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record