CFPB · Mid-pack CFPB posture
Open Road Finance Corporation
4 CFPB complaints · 3 states · top issue Getting a loan or lease.
Open Road Finance Corporation has 4 consumer complaints in the CFPB public database. Timely response is 100%; 25% closed with relief; top product Vehicle loan or lease. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- -66.7% filings 2021 to 2022
CFPB relief outcome brief
CCDB company open-road-finance-corporation
25% relief · 100% timely · 4 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: Universal Acceptance Corporation (Ne) (25.1% relief)
Open Road Finance Corporation closes 25% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Open Road Finance Corporation has 4 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Open Road Finance Corporation complaint mix by product
- Vehicle loan 2 50.0% – 50% relief
- Credit reporting, 2 50.0% – 0% relief
How Open Road Finance Corporation's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Where Open Road Finance Corporation complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 25% of this company's filings
Open Road Finance Corporation falling annual filings
Annual filing volume from the CFPB public database
- 2022
- 1
- -66.7% vs 2021
Top States
| State | Complaints |
|---|---|
| FL | 1 |
| CT | 1 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Getting a loan or lease | 1 |
| Incorrect information on your report | 1 |
| Managing the loan or lease | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 3 | 100% |
| 2022 | 1 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Open Road Finance Corporation
Open Road Finance Corporation's 4 logged complaints stay concentrated: only 3 states show a filing. Only 25% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2022-05-19.
Open Road Finance Corporation answers 100% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 25% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Getting a loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Open Road Finance Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Open Road Finance Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 4.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Open Road Finance Corporation (100% timely; 25% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture