CFPB · Diversified product mix
Universal Acceptance Corporation (Ne)
362 CFPB complaints · diversified mix (top product 34.5%) · top issue Incorrect information on your report.
Universal Acceptance Corporation (Ne): top product "Vehicle loan or lease" is only 34.5% of 362 - multi-bucket mix. Timely 100% · relief 25.1%. Allegations, not findings.
- Diversified product mix
- +462.5% filings 2014 to 2026
CFPB relief outcome brief
CCDB company universal-acceptance-corporation-ne
25.1% relief · 100% timely · 362 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: VW Credit (21.9% relief)
Universal Acceptance Corporation (Ne) closes 25.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Universal Acceptance Corporation (Ne)'s 362 filings include narrative text
47.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Universal Acceptance Corporation (Ne) complaint mix by product
- Vehicle loan 125 34.5% – 14% relief
- Debt collection 69 19.1% – 19% relief
- Credit reporting 59 16.3% – 2% relief
- Consumer Loan 55 15.2% – 98% relief
- Credit reporting, 53 14.6% – 11% relief
- Payday loan, 1 0.3% – 0% relief
How Universal Acceptance Corporation (Ne)'s 362 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 125 |
| Debt collection | 69 |
| Credit reporting or other personal consumer reports | 59 |
| Consumer Loan | 55 |
| Credit reporting, credit repair services, or other personal consumer reports | 53 |
| Payday loan, title loan, or personal loan | 1 |
Where Universal Acceptance Corporation (Ne) complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 21.3% of this company's filings
Universal Acceptance Corporation (Ne) rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 45
- +462.5% vs 2014
Top States
| State | Complaints |
|---|---|
| CA | 77 |
| MN | 62 |
| WA | 50 |
| CO | 46 |
| TX | 13 |
| IA | 11 |
| NE | 10 |
| MO | 10 |
| KS | 9 |
| IL | 9 |
| WI | 8 |
| PA | 7 |
| AZ | 6 |
| OK | 6 |
| UT | 5 |
| GA | 5 |
| FL | 5 |
| AR | 5 |
| RI | 3 |
| ID | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 94 |
| Managing the loan or lease | 59 |
| Attempts to collect debt not owed | 26 |
| Struggling to pay your loan | 26 |
| Improper use of your report | 25 |
| Problems when you are unable to pay | 21 |
| Repossession | 17 |
| Took or threatened to take negative or legal action | 13 |
| Getting a loan or lease | 13 |
| Written notification about debt | 13 |
| Problems at the end of the loan or lease | 10 |
| Problem with a credit reporting company's investigation into an existing problem | 10 |
| Taking out the loan or lease | 8 |
| Problem with a company's investigation into an existing problem | 6 |
| False statements or representation | 5 |
| Communication tactics | 5 |
| Electronic communications | 2 |
| Improper contact or sharing of info | 2 |
| Disclosure verification of debt | 2 |
| Shopping for a loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 8 | 100% |
| 2015 | 16 | 100% |
| 2016 | 32 | 100% |
| 2017 | 27 | 100% |
| 2018 | 29 | 100% |
| 2019 | 21 | 100% |
| 2020 | 20 | 100% |
| 2021 | 23 | 100% |
| 2022 | 21 | 100% |
| 2023 | 24 | 100% |
| 2024 | 33 | 100% |
| 2025 | 63 | 100% |
| 2026 | 45 | 100% |
Source: CFPB Consumer Complaint Database
Universal Acceptance Corporation (Ne) spreads across product buckets
Universal Acceptance Corporation (Ne)'s 362 logged complaints stay concentrated: only 31 states show a filing. 47.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-25.
Universal Acceptance Corporation (Ne) answers 100% of complaints inside the CFPB's tracked window and closes 73.5% with a written explanation. 25.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Universal Acceptance Corporation (Ne).
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Universal Acceptance Corporation (Ne): nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 362.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Universal Acceptance Corporation (Ne) (100% timely; 25.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix