CFPB · Single-product concentration
Obligo Inc.
12 CFPB complaints · 75% in "Debt collection" · top issue Attempts to collect debt not owed.
Obligo Inc.: 75% of 12 CFPB complaints sit in "Debt collection". Timely 100% · relief 58.3%. Allegations, not findings.
- Single-product concentration
- 0% filings 2025 to 2026
CFPB relief outcome brief
CCDB company obligo-inc
58.3% relief · 100% timely · 12 filings · Debt collection
Same-product relief peers
Nearest relief peer: Northland Group Inc (57.7% relief)
Obligo Inc. closes 58.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Obligo Inc.'s 12 filings include narrative text
50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Obligo Inc. complaint mix by product
- Debt collection 9 75.0% – 56% relief
- Money transfer, 1 8.3% – 0% relief
- Payday loan, 1 8.3% – 100% relief
- Checking or 1 8.3% – 100% relief
How Obligo Inc.'s 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 9 |
| Money transfer, virtual currency, or money service | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Checking or savings account | 1 |
Where Obligo Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- MS
- 8.3% of this company's filings
Obligo Inc. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 6
- 0% vs 2025
Top States
| State | Complaints |
|---|---|
| MS | 1 |
| CA | 1 |
| FL | 1 |
| GA | 1 |
| MA | 1 |
| NJ | 1 |
| OH | 1 |
| PA | 1 |
| CO | 1 |
| TX | 1 |
| NE | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 6 |
| False statements or representation | 2 |
| Took or threatened to take negative or legal action | 1 |
| Other transaction problem | 1 |
| Charged fees or interest you didn't expect | 1 |
| Problem with a lender or other company charging your account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2025 | 6 | 100% |
| 2026 | 6 | 100% |
Source: CFPB Consumer Complaint Database
Obligo Inc. filings cluster in one product
Obligo Inc.'s 12 logged complaints stay concentrated: only 11 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2025 through 2026-06-24.
Obligo Inc. answers 100% of complaints inside the CFPB's tracked window and closes 33.3% with a written explanation. 58.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Obligo Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Obligo Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 12.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Obligo Inc. (100% timely; 58.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration