Obligo Inc.
12 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Obligo Inc. complaint mix by product
- Debt collection 9 75.0% – 56% relief
- Money transfer, 1 8.3% – 0% relief
- Payday loan, 1 8.3% – 100% relief
- Checking or 1 8.3% – 100% relief
How Obligo Inc.'s 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 9 |
| Money transfer, virtual currency, or money service | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Checking or savings account | 1 |
Top States
| State | Complaints |
|---|---|
| MS | 1 |
| CA | 1 |
| FL | 1 |
| GA | 1 |
| MA | 1 |
| NJ | 1 |
| OH | 1 |
| PA | 1 |
| CO | 1 |
| TX | 1 |
| NE | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 6 |
| False statements or representation | 2 |
| Took or threatened to take negative or legal action | 1 |
| Other transaction problem | 1 |
| Charged fees or interest you didn't expect | 1 |
| Problem with a lender or other company charging your account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2025 | 6 | 100% |
| 2026 | 6 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Obligo Inc.
Obligo Inc.'s 12 logged complaints stay concentrated: only 11 states show a filing on record. 50% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2025 through 2026-06-24.
Obligo Inc. answers 100% of complaints inside the CFPB's tracked window and closes 33.3% with a written explanation. 58.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Obligo Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Obligo Inc. have?
12, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Obligo Inc. respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Obligo Inc.?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.