CFPB · Single-product concentration

Ncsplus Incorporated

139 CFPB complaints · 90.6% in "Debt collection" · top issue Attempts to collect debt not owed.

139 CFPB complaints

Ncsplus Incorporated: 90.6% of 139 CFPB complaints sit in "Debt collection". Timely 99.3% · relief 60.4%. Allegations, not findings.

  • Single-product concentration
  • +250% filings 2013 to 2026

CFPB relief outcome brief

CCDB company ncsplus-incorporated

60.4% relief · 99.3% timely · 139 filings · Debt collection

Nearest relief peer: Northland Group Inc (57.7% relief)

Ncsplus Incorporated (this)60.4%Arcon Credit Solutions LLC1.4%CARCO Group, Inc.0%Carvant Financial LLC14.4%Ubs Bank USA1.4%
Closed-with-relief % among Ncsplus Incorporated and nearest filing-volume peers

Ncsplus Incorporated closes 60.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Ncsplus Incorporated scores strongest on relief provided (100/100 percentile-benchmarked) and weakest on closed with explanation (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

75 /100 grade B

Relief provided

100 / 100 percentile-benchmarked

60.4% of complaints closed with relief to the consumer

Timely response

99 / 100 percentile-benchmarked

99.3% of complaints answered inside the CFPB 15-day window

Closed with explanation

0 / 100 percentile-benchmarked

30.9% of complaints closed with an explanation to the consumer

How 139 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 99.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 60.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Ncsplus Incorporated complaint mix by product

Total complaints: 139

Ncsplus Incorporated complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 139 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 126 complaints (90.6%), resolution 57.9% Debt collection 90.6% Credit reporting,: 7 complaints (5.0%), resolution 71.4% Credit reporting: 6 complaints (4.3%), resolution 100.0%
  • Debt collection 126 90.6% – 58% relief
  • Credit reporting, 7 5.0% – 71% relief
  • Credit reporting 6 4.3% – 100% relief

How Ncsplus Incorporated's 139 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 126
Credit reporting, credit repair services, or other personal consumer reports 7
Credit reporting or other personal consumer reports 6

Where Ncsplus Incorporated complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
18.7% of this company's filings
NY26FL23GA17CA10PA9NJ8IL5CT3

Ncsplus Incorporated rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
7
+250% vs 2013
05101520 20132015201720192021202320252026 7

Top States

State Complaints
NY 26
FL 23
GA 17
CA 10
PA 9
NJ 8
IL 5
CT 3
NC 3
VA 3
TX 3
SC 3
OH 3
DC 2
WA 2
MD 2
MO 2
MI 2
MA 2
CO 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 41
Cont'd attempts collect debt not owed 24
Written notification about debt 23
Took or threatened to take negative or legal action 12
Disclosure verification of debt 12
False statements or representation 11
Incorrect information on your report 6
Improper use of your report 4
Improper contact or sharing of info 2
Problem with a credit reporting company's investigation into an existing problem 2
Problem with a company's investigation into an existing problem 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2013 2 100%
2014 5 100%
2015 15 93.3%
2016 18 100%
2017 10 100%
2018 11 100%
2019 7 100%
2020 13 100%
2021 11 100%
2022 4 100%
2023 3 100%
2024 17 100%
2025 16 100%
2026 7 100%

Source: CFPB Consumer Complaint Database

Ncsplus Incorporated filings cluster in one product

Ncsplus Incorporated's 139 logged complaints stay concentrated: only 28 states show a filing. Only 36.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-05-20.

Ncsplus Incorporated answers 99.3% of complaints inside the CFPB's tracked window and closes 30.9% with a written explanation. 60.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Ncsplus Incorporated.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Ncsplus Incorporated: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Ncsplus Incorporated (99.3% timely; 60.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration