CFPB · Single-product concentration

Network Capital Funding Corp

96 CFPB complaints · 85.4% in "Mortgage" · top issue Application, originator, mortgage broker.

96 CFPB complaints

Network Capital Funding Corp: 85.4% of 96 CFPB complaints sit in "Mortgage". Timely 100% · relief 20.8%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2012 to 2025

CFPB relief outcome brief

CCDB company network-capital-funding-corp

20.8% relief · 100% timely · 96 filings · Mortgage

Nearest relief peer: Midfirst Bank (20.7% relief)

Network Capital Funding Corp(this)20.8%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Network Capital Funding Corp and nearest filing-volume peers

Network Capital Funding Corp closes 20.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Network Capital Funding Corp scores strongest on timely response (100/100 percentile-benchmarked) and weakest on closed with explanation (58/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

88 /100 grade A

Relief provided

97 / 100 percentile-benchmarked

20.8% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

58 / 100 percentile-benchmarked

77.1% of complaints closed with an explanation to the consumer

Most of Network Capital Funding Corp's 96 filings include narrative text

46.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 20.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Network Capital Funding Corp complaint mix by product

Total complaints: 96

Network Capital Funding Corp complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 96 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 82 complaints (86.3%), resolution 22.0% Mortgage 86.3% Credit reporting,: 6 complaints (6.3%), resolution 33.3% Credit reporting, 6.3% Debt collection: 3 complaints (3.2%), resolution 0.0% Credit reporting: 1 complaints (1.1%), resolution 0.0% Consumer Loan: 1 complaints (1.1%), resolution 0.0% Credit reporting: 1 complaints (1.1%), resolution 0.0% Bank account: 1 complaints (1.1%), resolution 0.0%
  • Mortgage 82 86.3% – 22% relief
  • Credit reporting, 6 6.3% – 33% relief
  • Debt collection 3 3.2% – 0% relief
  • Credit reporting 1 1.1% – 0% relief
  • Consumer Loan 1 1.1% – 0% relief
  • Credit reporting 1 1.1% – 0% relief
  • Bank account 1 1.1% – 0% relief

How Network Capital Funding Corp's 96 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 82
Credit reporting, credit repair services, or other personal consumer reports 6
Debt collection 3
Credit reporting or other personal consumer reports 1
Consumer Loan 1
Credit reporting 1
Bank account or service 1
Payday loan, title loan, or personal loan 1

Concentrated filing states for Network Capital Funding Corp

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
40.6% of this company's filings
CA39FL14MD8VA6TX5AZ5CO3AL2

Network Capital Funding Corp rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
2
+100% vs 2012
0510152025 2012201420162018202120232025 2

Top States

State Complaints
CA 39
FL 14
MD 8
VA 6
TX 5
AZ 5
CO 3
AL 2
MA 2
NY 2
PA 2
OR 1
WA 1
IL 1
WI 1
DC 1
UT 1
NC 1
NM 1

Top Issues

Issue Complaints
Application, originator, mortgage broker 19
Applying for a mortgage or refinancing an existing mortgage 18
Trouble during payment process 13
Closing on a mortgage 13
Improper use of your report 7
Settlement process and costs 7
Loan servicing, payments, escrow account 3
Struggling to pay mortgage 3
Incorrect information on your report 2
Credit decision / Underwriting 2
Problem with a company's investigation into an existing problem 1
Shopping for a line of credit 1
Communication tactics 1
Loan modification,collection,foreclosure 1
Improper use of my credit report 1
Account opening, closing, or management 1
Took or threatened to take negative or legal action 1
Attempts to collect debt not owed 1
Charged fees or interest you didn't expect 1

Yearly Trend

Year Complaints Timely
2012 1 100%
2013 3 100%
2014 6 100%
2015 14 100%
2016 7 100%
2017 7 100%
2018 7 100%
2020 10 100%
2021 21 100%
2022 9 100%
2023 7 100%
2024 2 100%
2025 2 100%

Source: CFPB Consumer Complaint Database

Network Capital Funding Corp filings cluster in one product

Network Capital Funding Corp's 96 logged complaints stay concentrated: only 19 states show a filing. 46.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2025-12-24.

Network Capital Funding Corp answers 100% of complaints inside the CFPB's tracked window and closes 77.1% with a written explanation. 20.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Application, originator, mortgage broker."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Network Capital Funding Corp.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Network Capital Funding Corp: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Network Capital Funding Corp (100% timely; 20.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration