CFPB · Single-product concentration

Neighborhood Capital Funding, Inc.

37 CFPB complaints · 83.8% in "Mortgage" · top issue Trouble during payment process.

37 CFPB complaints

Neighborhood Capital Funding, Inc.: 83.8% of 37 CFPB complaints sit in "Mortgage". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2019 to 2026

CFPB relief outcome brief

CCDB company neighborhood-capital-funding-inc

0% relief · 100% timely · 37 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

Neighborhood Capital Funding,Inc. (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Neighborhood Capital Funding, Inc. and nearest filing-volume peers

Neighborhood Capital Funding, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Neighborhood Capital Funding, Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

55 /100 grade C

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of Neighborhood Capital Funding, Inc.'s 37 filings include narrative text

48.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Neighborhood Capital Funding, Inc. complaint mix by product

Total complaints: 37

Neighborhood Capital Funding, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 37 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 31 complaints (83.8%), resolution 0.0% Mortgage 83.8% Credit reporting,: 3 complaints (8.1%), resolution 0.0% Credit reporting, 8.1% Credit reporting: 3 complaints (8.1%), resolution 0.0% Credit reporting 8.1%
  • Mortgage 31 83.8% – 0% relief
  • Credit reporting, 3 8.1% – 0% relief
  • Credit reporting 3 8.1% – 0% relief

How Neighborhood Capital Funding, Inc.'s 37 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 31
Credit reporting, credit repair services, or other personal consumer reports 3
Credit reporting or other personal consumer reports 3

Where Neighborhood Capital Funding, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NC
18.9% of this company's filings
NC7MI6FL5GA5OH3AL2DE2IA2

Neighborhood Capital Funding, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
4
+100% vs 2019
0246810 20192020202120222023202420252026 4

Top States

State Complaints
NC 7
MI 6
FL 5
GA 5
OH 3
AL 2
DE 2
IA 2
SC 2
MD 1
WA 1
OR 1

Top Issues

Issue Complaints
Trouble during payment process 20
Struggling to pay mortgage 9
Incorrect information on your report 4
Improper use of your report 3
Closing on a mortgage 1

Yearly Trend

Year Complaints Timely
2019 2 100%
2020 2 100%
2021 3 100%
2022 8 100%
2023 4 100%
2024 8 100%
2025 6 100%
2026 4 100%

Source: CFPB Consumer Complaint Database

Neighborhood Capital Funding, Inc. filings cluster in one product

Neighborhood Capital Funding, Inc.'s 37 logged complaints stay concentrated: only 12 states show a filing. 48.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2026-06-03.

Neighborhood Capital Funding, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Neighborhood Capital Funding, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Neighborhood Capital Funding, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Neighborhood Capital Funding, Inc. (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration