CFPB · Single-product concentration
N26 Inc.
90 CFPB complaints · 85.6% in "Checking or savings account" · top issue Managing an account.
N26 Inc.: 85.6% of 90 CFPB complaints sit in "Checking or savings account". Timely 100% · relief 1.1%. Allegations, not findings.
- Single-product concentration
- -50% filings 2019 to 2026
CFPB relief outcome brief
CCDB company n26-inc
1.1% relief · 100% timely · 90 filings · Checking or savings account
Same-product relief peers
Nearest relief peer: Lake Michigan Credit Union (1.2% relief)
N26 Inc. closes 1.1% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of N26 Inc.'s 90 filings include narrative text
52.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
N26 Inc. complaint mix by product
- Checking or 77 85.6% – 1% relief
- Money transfer, 7 7.8% – 0% relief
- Credit card 6 6.7% – 0% relief
How N26 Inc.'s 90 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 77 |
| Money transfer, virtual currency, or money service | 7 |
| Credit card or prepaid card | 6 |
Where N26 Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 13.3% of this company's filings
N26 Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -50% vs 2019
Top States
| State | Complaints |
|---|---|
| CA | 12 |
| TX | 10 |
| FL | 9 |
| NY | 8 |
| MA | 7 |
| IL | 6 |
| MI | 4 |
| IN | 3 |
| MD | 3 |
| GA | 3 |
| OH | 3 |
| NC | 3 |
| NJ | 2 |
| PA | 2 |
| KY | 2 |
| LA | 2 |
| UT | 1 |
| CT | 1 |
| VA | 1 |
| NV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing an account | 42 |
| Closing an account | 27 |
| Opening an account | 5 |
| Problem with a lender or other company charging your account | 3 |
| Fraud or scam | 3 |
| Confusing or missing disclosures | 2 |
| Other transaction problem | 1 |
| Trouble using your card | 1 |
| Trouble using the card | 1 |
| Problem with a purchase or transfer | 1 |
| Getting a credit card | 1 |
| Unexpected or other fees | 1 |
| Managing, opening, or closing your mobile wallet account | 1 |
| Problem getting a card or closing an account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 2 | 100% |
| 2020 | 38 | 100% |
| 2021 | 39 | 100% |
| 2022 | 5 | 100% |
| 2023 | 4 | 100% |
| 2025 | 1 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
N26 Inc. filings cluster in one product
N26 Inc.'s 90 logged complaints stay concentrated: only 26 states show a filing. 52.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2026-02-28.
N26 Inc. answers 100% of complaints inside the CFPB's tracked window and closes 98.9% with a written explanation. 1.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about N26 Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for N26 Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 90.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for N26 Inc. (100% timely; 1.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration