N26 Inc.
90 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
N26 Inc. complaint mix by product
- Checking or 77 85.6% – 1% relief
- Money transfer, 7 7.8% – 0% relief
- Credit card 6 6.7% – 0% relief
How N26 Inc.'s 90 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 77 |
| Money transfer, virtual currency, or money service | 7 |
| Credit card or prepaid card | 6 |
Top States
| State | Complaints |
|---|---|
| CA | 12 |
| TX | 10 |
| FL | 9 |
| NY | 8 |
| MA | 7 |
| IL | 6 |
| MI | 4 |
| IN | 3 |
| MD | 3 |
| GA | 3 |
| OH | 3 |
| NC | 3 |
| NJ | 2 |
| PA | 2 |
| KY | 2 |
| LA | 2 |
| UT | 1 |
| CT | 1 |
| VA | 1 |
| NV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing an account | 42 |
| Closing an account | 27 |
| Opening an account | 5 |
| Problem with a lender or other company charging your account | 3 |
| Fraud or scam | 3 |
| Confusing or missing disclosures | 2 |
| Other transaction problem | 1 |
| Trouble using your card | 1 |
| Trouble using the card | 1 |
| Problem with a purchase or transfer | 1 |
| Getting a credit card | 1 |
| Unexpected or other fees | 1 |
| Managing, opening, or closing your mobile wallet account | 1 |
| Problem getting a card or closing an account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 2 | 100% |
| 2020 | 38 | 100% |
| 2021 | 39 | 100% |
| 2022 | 5 | 100% |
| 2023 | 4 | 100% |
| 2025 | 1 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About N26 Inc.
N26 Inc.'s 90 logged complaints stay concentrated: only 26 states show a filing on record. 52.2% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2019 through 2026-02-28.
N26 Inc. answers 100% of complaints inside the CFPB's tracked window and closes 98.9% with a written explanation. 1.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about N26 Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does N26 Inc. have?
90, per the CFPB's public complaint count for this company (see the full breakdown above).
Does N26 Inc. respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about N26 Inc.?
"Managing an account", filed under the "Checking or savings account" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.