CFPB · Single-product concentration

Mortgage Clearing Corporation

25 CFPB complaints · 96% in "Mortgage" · top issue Loan modification,collection,foreclosure.

25 CFPB complaints

Mortgage Clearing Corporation: 96% of 25 CFPB complaints sit in "Mortgage". Timely 100% · relief 12%. Allegations, not findings.

  • Single-product concentration
  • -66.7% filings 2014 to 2025

CFPB relief outcome brief

CCDB company mortgage-clearing-corporation

12% relief · 100% timely · 25 filings · Mortgage

Nearest relief peer: Gmfs, LLC (11.8% relief)

Mortgage Clearing Corporation(this)12%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Mortgage Clearing Corporation and nearest filing-volume peers

Mortgage Clearing Corporation closes 12% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Mortgage Clearing Corporation scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (56/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

75 /100 grade B

Relief provided

56 / 100 percentile-benchmarked

12% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

78 / 100 percentile-benchmarked

88% of complaints closed with an explanation to the consumer

Most of Mortgage Clearing Corporation's 25 filings include narrative text

40% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 12.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Mortgage Clearing Corporation complaint mix by product

Total complaints: 25

Mortgage Clearing Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 25 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 24 complaints (96.0%), resolution 8.3% Mortgage 96.0% Credit reporting,: 1 complaints (4.0%), resolution 100.0%
  • Mortgage 24 96.0% – 8% relief
  • Credit reporting, 1 4.0% – 100% relief

How Mortgage Clearing Corporation's 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 24
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Mortgage Clearing Corporation

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OK
80% of this company's filings
OK20IL4TX1

Mortgage Clearing Corporation falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-66.7% vs 2014
0123456 201420152016201720192020202120222025 1

Top States

State Complaints
OK 20
IL 4
TX 1

Top Issues

Issue Complaints
Loan modification,collection,foreclosure 6
Struggling to pay mortgage 5
Loan servicing, payments, escrow account 5
Trouble during payment process 4
Applying for a mortgage or refinancing an existing mortgage 3
Incorrect information on your report 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2014 3 100%
2015 5 100%
2016 3 100%
2017 1 100%
2019 3 100%
2020 4 100%
2021 3 100%
2022 2 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

Mortgage Clearing Corporation filings cluster in one product

Mortgage Clearing Corporation's 25 logged complaints stay concentrated: only 3 states show a filing. 40% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2025-01-23.

Mortgage Clearing Corporation answers 100% of complaints inside the CFPB's tracked window and closes 88% with a written explanation. 12% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan modification,collection,foreclosure."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mortgage Clearing Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Mortgage Clearing Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Mortgage Clearing Corporation (100% timely; 12% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration