CFPB · Single-product concentration

Gmfs, LLC

51 CFPB complaints · 94.1% in "Mortgage" · top issue Trouble during payment process.

51 CFPB complaints

Gmfs, LLC: 94.1% of 51 CFPB complaints sit in "Mortgage". Timely 96.1% · relief 11.8%. Allegations, not findings.

  • Single-product concentration
  • +150% filings 2013 to 2019

CFPB relief outcome brief

CCDB company gmfs-llc

11.8% relief · 96.1% timely · 51 filings · Mortgage

Nearest relief peer: Bok Financial Corp (11.4% relief)

Gmfs, LLC (this)11.8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Gmfs, LLC and nearest filing-volume peers

Gmfs, LLC closes 11.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Gmfs, LLC's 51 filings include narrative text

54.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 96.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 11.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Gmfs, LLC complaint mix by product

Total complaints: 51

Gmfs, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 51 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 48 complaints (94.1%), resolution 12.5% Mortgage 94.1% Credit reporting,: 2 complaints (3.9%), resolution 0.0% Debt collection: 1 complaints (2.0%), resolution 0.0%
  • Mortgage 48 94.1% 13% relief
  • Credit reporting, 2 3.9% 0% relief
  • Debt collection 1 2.0% 0% relief

How Gmfs, LLC's 51 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 48
Credit reporting, credit repair services, or other personal consumer reports 2
Debt collection 1

Concentrated filing states for Gmfs, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
LA
68.6% of this company's filings
LA35TX5GA2FL2AR2NY1TN1CA1

Gmfs, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2019
10
+150% vs 2013
05101520 201320152016201720182019 10

Top States

State Complaints
LA 35
TX 5
GA 2
FL 2
AR 2
NY 1
TN 1
CA 1
AL 1

Top Issues

Issue Complaints
Trouble during payment process 16
Loan servicing, payments, escrow account 13
Loan modification,collection,foreclosure 12
Struggling to pay mortgage 3
Closing on a mortgage 2
Problem with a credit reporting company's investigation into an existing problem 2
Applying for a mortgage or refinancing an existing mortgage 1
False statements or representation 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2013 4 100%
2015 1 0%
2016 7 100%
2017 18 100%
2018 11 90.9%
2019 10 100%

Source: CFPB Consumer Complaint Database

Gmfs, LLC filings cluster in one product

Gmfs, LLC's 51 logged complaints stay concentrated: only 9 states show a filing. 54.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2019-12-19.

Gmfs, LLC answers 96.1% of complaints inside the CFPB's tracked window and closes 86.3% with a written explanation. 11.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Gmfs, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Gmfs, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Gmfs, LLC (96.1% timely; 11.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration