CFPB · Single-product concentration

Millennial Home Lending, Inc

15 CFPB complaints · 100% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

15 CFPB complaints

Millennial Home Lending, Inc: 100% of 15 CFPB complaints sit in "Mortgage". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +50% filings 2019 to 2022

CFPB relief outcome brief

CCDB company millennial-home-lending-inc

0% relief · 100% timely · 15 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

Millennial Home Lending, Inc(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Millennial Home Lending, Inc and nearest filing-volume peers

Millennial Home Lending, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Millennial Home Lending, Inc scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

55 /100 grade C

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of Millennial Home Lending, Inc's 15 filings include narrative text

86.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Millennial Home Lending, Inc complaint mix by product

Total complaints: 15

Millennial Home Lending, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 15 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 15 complaints (100.0%), resolution 0.0% Mortgage 100.0%
  • Mortgage 15 100.0% – 0% relief

How Millennial Home Lending, Inc's 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 15

Where Millennial Home Lending, Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OR
13.3% of this company's filings
OR2TX2CO2NC2FL2VA1OH1WA1

Millennial Home Lending, Inc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2022
3
+50% vs 2019
1234567 2019202020212022 3

Top States

State Complaints
OR 2
TX 2
CO 2
NC 2
FL 2
VA 1
OH 1
WA 1
CA 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 10
Closing on a mortgage 5

Yearly Trend

Year Complaints Timely
2019 2 100%
2020 4 100%
2021 6 100%
2022 3 100%

Source: CFPB Consumer Complaint Database

Millennial Home Lending, Inc filings cluster in one product

Millennial Home Lending, Inc's 15 logged complaints stay concentrated: only 9 states show a filing. 86.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2022-05-03.

Millennial Home Lending, Inc answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Millennial Home Lending, Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Millennial Home Lending, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Millennial Home Lending, Inc (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration