CFPB · Narrative-heavy record

Milend, Inc.

16 CFPB complaints · 56.3% with narratives · top issue Applying for a mortgage or refinancing an existing mortgage.

16 CFPB complaints

Milend, Inc.: 56.3% of 16 filings include consumer narratives. Timely 93.8% · relief 12.5% · top product Mortgage. Allegations, not findings.

  • Narrative-heavy record
  • +100% filings 2013 to 2025

CFPB relief outcome brief

CCDB company milend-inc

12.5% relief · 93.8% timely · 16 filings · Mortgage

Nearest relief peer: Prospect Mortgage, LLC (12.5% relief)

Milend, Inc. (this)12.5%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Milend, Inc. and nearest filing-volume peers

Milend, Inc. closes 12.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Milend, Inc. scores strongest on timely response (89/100 percentile-benchmarked) and weakest on relief provided (58/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

72 /100 grade B

Relief provided

58 / 100 percentile-benchmarked

12.5% of complaints closed with relief to the consumer

Timely response

89 / 100 percentile-benchmarked

93.8% of complaints answered inside the CFPB 15-day window

Closed with explanation

77 / 100 percentile-benchmarked

87.5% of complaints closed with an explanation to the consumer

Most of Milend, Inc.'s 16 filings include narrative text

56.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 93.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 12.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Milend, Inc. complaint mix by product

Total complaints: 16

Milend, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 16 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 11 complaints (68.8%), resolution 18.2% Mortgage 68.8% Payday loan,: 2 complaints (12.5%), resolution 0.0% Payday loan, 12.5% Credit reporting: 2 complaints (12.5%), resolution 0.0% Credit reporting 12.5% Credit reporting,: 1 complaints (6.3%), resolution 0.0% Credit reporting, 6.3%
  • Mortgage 11 68.8% – 18% relief
  • Payday loan, 2 12.5% – 0% relief
  • Credit reporting 2 12.5% – 0% relief
  • Credit reporting, 1 6.3% – 0% relief

How Milend, Inc.'s 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 11
Payday loan, title loan, personal loan, or advance loan 2
Credit reporting or other personal consumer reports 2
Credit reporting, credit repair services, or other personal consumer reports 1

Where Milend, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
PA
31.3% of this company's filings
PA5GA3FL2IN1MA1VA1NC1AL1

Milend, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
2
+100% vs 2013
012345 201320142016201720182020202220242025 2

Top States

State Complaints
PA 5
GA 3
FL 2
IN 1
MA 1
VA 1
NC 1
AL 1
MD 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 4
Improper use of your report 3
Credit decision / Underwriting 3
Application, originator, mortgage broker 2
Problem with additional add-on products or services 1
Getting the loan 1
Struggling to pay mortgage 1
Closing on a mortgage 1

Yearly Trend

Year Complaints Timely
2013 1 0%
2014 1 100%
2016 1 100%
2017 2 100%
2018 4 100%
2020 1 100%
2022 1 100%
2024 3 100%
2025 2 100%

Source: CFPB Consumer Complaint Database

Milend, Inc.'s narrative-rich complaint ledger

Milend, Inc.'s 16 logged complaints stay concentrated: only 9 states show a filing. 56.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2025-11-09.

Milend, Inc. answers 93.8% of complaints inside the CFPB's tracked window and closes 87.5% with a written explanation. 12.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Milend, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Milend, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Milend, Inc. (93.8% timely; 12.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record