CFPB · Single-product concentration

Michigan Mutual, Inc.

44 CFPB complaints · 95.5% in "Mortgage" · top issue Trouble during payment process.

44 CFPB complaints

Michigan Mutual, Inc.: 95.5% of 44 CFPB complaints sit in "Mortgage". Timely 93.2% · relief 4.5%. Allegations, not findings.

  • Single-product concentration
  • +300% filings 2013 to 2026

CFPB relief outcome brief

CCDB company michigan-mutual-inc

4.5% relief · 93.2% timely · 44 filings · Mortgage

Nearest relief peer: Everbank, National Association (4.5% relief)

Michigan Mutual, Inc. (this)4.5%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Michigan Mutual, Inc. and nearest filing-volume peers

Michigan Mutual, Inc. closes 4.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Michigan Mutual, Inc.'s 44 filings include narrative text

54.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 93.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Michigan Mutual, Inc. complaint mix by product

Total complaints: 44

Michigan Mutual, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 44 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 42 complaints (95.5%), resolution 4.8% Mortgage 95.5% Debt collection: 2 complaints (4.5%), resolution 0.0%
  • Mortgage 42 95.5% 5% relief
  • Debt collection 2 4.5% 0% relief

How Michigan Mutual, Inc.'s 44 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 42
Debt collection 2

Where Michigan Mutual, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MI
25% of this company's filings
MI11FL8CA5MD4TX2PA2NC1DC1

Michigan Mutual, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
4
+300% vs 2013
0246810 2013201620182020202220242026 4

Top States

State Complaints
MI 11
FL 8
CA 5
MD 4
TX 2
PA 2
NC 1
DC 1
VA 1
KY 1
OH 1
WA 1
NM 1
AZ 1
IN 1
MO 1
ME 1
NY 1

Top Issues

Issue Complaints
Trouble during payment process 15
Struggling to pay mortgage 7
Closing on a mortgage 7
Applying for a mortgage or refinancing an existing mortgage 6
Settlement process and costs 3
Took or threatened to take negative or legal action 1
Credit decision / Underwriting 1
Loan modification,collection,foreclosure 1
Application, originator, mortgage broker 1
Loan servicing, payments, escrow account 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2013 1 0%
2014 2 100%
2016 2 100%
2017 4 100%
2018 3 100%
2019 2 100%
2020 1 100%
2021 7 100%
2022 9 88.9%
2023 4 75%
2024 3 100%
2025 2 100%
2026 4 100%

Source: CFPB Consumer Complaint Database

Michigan Mutual, Inc. filings cluster in one product

Michigan Mutual, Inc.'s 44 logged complaints stay concentrated: only 18 states show a filing. 54.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-05.

Michigan Mutual, Inc. answers 93.2% of complaints inside the CFPB's tracked window and closes 95.5% with a written explanation. 4.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Michigan Mutual, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Michigan Mutual, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Michigan Mutual, Inc. (93.2% timely; 4.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration