CFPB · Single-product concentration
Meridian Financial Services, Inc.
556 CFPB complaints · 84% in "Debt collection" · top issue Attempts to collect debt not owed.
Meridian Financial Services, Inc.: 84% of 556 CFPB complaints sit in "Debt collection". Timely 93.2% · relief 4.1%. Allegations, not findings.
- Single-product concentration
- +4050% filings 2013 to 2026
CFPB relief outcome brief
CCDB company meridian-financial-services-inc
4.1% relief · 93.2% timely · 556 filings · Debt collection
Same-product relief peers
Nearest relief peer: Kubota North America Corporation (4% relief)
Meridian Financial Services, Inc. closes 4.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Meridian Financial Services, Inc.'s 556 filings include narrative text
47.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Meridian Financial Services, Inc. complaint mix by product
- Debt collection 467 84.3% – 5% relief
- Credit reporting 46 8.3% – 0% relief
- Credit reporting, 33 6.0% – 3% relief
- Mortgage 4 0.7% – 0% relief
- Consumer Loan 2 0.4% – 0% relief
- Debt or 1 0.2% – 0% relief
- Payday loan, 1 0.2% – 0% relief
How Meridian Financial Services, Inc.'s 556 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 467 |
| Credit reporting or other personal consumer reports | 46 |
| Credit reporting, credit repair services, or other personal consumer reports | 33 |
| Mortgage | 4 |
| Consumer Loan | 2 |
| Debt or credit management | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Credit card | 1 |
| Bank account or service | 1 |
Nationwide filing states for Meridian Financial Services, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 14.4% of this company's filings
Meridian Financial Services, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 83
- +4050% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 80 |
| FL | 57 |
| VA | 40 |
| TX | 40 |
| NY | 36 |
| GA | 35 |
| NJ | 31 |
| PA | 22 |
| NC | 19 |
| MD | 17 |
| AZ | 14 |
| OH | 12 |
| IL | 11 |
| MA | 11 |
| MN | 10 |
| NV | 10 |
| MO | 9 |
| IN | 9 |
| TN | 7 |
| MI | 7 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 146 |
| False statements or representation | 80 |
| Written notification about debt | 79 |
| Took or threatened to take negative or legal action | 54 |
| Incorrect information on your report | 44 |
| Communication tactics | 41 |
| Cont'd attempts collect debt not owed | 34 |
| Disclosure verification of debt | 24 |
| Problem with a company's investigation into an existing problem | 16 |
| Improper use of your report | 12 |
| Problem with a credit reporting company's investigation into an existing problem | 9 |
| Improper contact or sharing of info | 5 |
| Struggling to pay mortgage | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Taking/threatening an illegal action | 2 |
| Charged upfront or unexpected fees | 1 |
| Getting a credit card | 1 |
| Account opening, closing, or management | 1 |
| Application, originator, mortgage broker | 1 |
| Problems when you are unable to pay | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 23 | 52.2% |
| 2015 | 29 | 65.5% |
| 2016 | 30 | 93.3% |
| 2017 | 26 | 92.3% |
| 2018 | 32 | 96.9% |
| 2019 | 21 | 95.2% |
| 2020 | 34 | 82.4% |
| 2021 | 25 | 100% |
| 2022 | 25 | 100% |
| 2023 | 33 | 100% |
| 2024 | 65 | 98.5% |
| 2025 | 128 | 100% |
| 2026 | 83 | 95.2% |
Source: CFPB Consumer Complaint Database
Meridian Financial Services, Inc. filings cluster in one product
Meridian Financial Services, Inc.'s 556 logged complaints reach a nationwide footprint - 46 states have at least one filing. 47.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-24.
Meridian Financial Services, Inc. answers 93.2% of complaints inside the CFPB's tracked window and closes 94.6% with a written explanation. 4.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Meridian Financial Services, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Meridian Financial Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 556.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 93.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Meridian Financial Services, Inc. (93.2% timely; 4.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration